A RARE PUBLIC ENTRY.
this entry is public because i want people to know:
freecreditreport.com is a fucking SCAM.
i decided to check my credit report recently, since my parents have been nagging me about it for quite some time. i didn't expect it to be perfect, but i figured i should at least know what it is, and what it's saying about me. i'd seen a billion commercials about freecreditreport.com and also read quite a few reviews in magazines, citing it for a FREE credit report check service. i went to the website, filled out the information that was marked necessary, and clicked the button to get my free report. my report was inacurate, saying i owed money to lowe's, which is obviously untrue. my balance on my lowe's card has been zero for quite some time, and i'd be the first to know if lowe's cards were going to start charging any fees for having the card.
today, i went to check my bank account online to see if my plane ticket money had cleared through. and there's a charge for $14.95 to "CIC*Triple Advantage 18500 Von Karman Avenu 8" listed. i was working the date it was entered in, and had no clue where the charge was from. i googled "CIC*Triple Advantage 18500 Von Karman Avenu 8" and found that it was part of "freecreditreport.com." i never authorized any payments for any services, was sure to un-checkmark any boxes asking for additional services, etc.
called the bank, but there's nothing they can do from their end. i called freecreditreport.com and was told that i'd signed up for a membership with them, as well as a bunch of additional stuff. i did NOT sign up for anything other than the basic free credit check advertized on their site. they said the membership fee was nonrefundable, but that they would take me off their records, delete any 'membership' i had. i'm terrified of what these people might do with my personal information.
i urge you-- do NOT go to freecreditreport.com. simply by checking your credit once, they will sign you up for a monthly membership, costing fifteen dollars a month. if you've signed up with a credit card you don't often use/check the balance on, it might go unnoticed for a while.
be careful.
freecreditreport.com is a fucking SCAM.
i decided to check my credit report recently, since my parents have been nagging me about it for quite some time. i didn't expect it to be perfect, but i figured i should at least know what it is, and what it's saying about me. i'd seen a billion commercials about freecreditreport.com and also read quite a few reviews in magazines, citing it for a FREE credit report check service. i went to the website, filled out the information that was marked necessary, and clicked the button to get my free report. my report was inacurate, saying i owed money to lowe's, which is obviously untrue. my balance on my lowe's card has been zero for quite some time, and i'd be the first to know if lowe's cards were going to start charging any fees for having the card.
today, i went to check my bank account online to see if my plane ticket money had cleared through. and there's a charge for $14.95 to "CIC*Triple Advantage 18500 Von Karman Avenu 8" listed. i was working the date it was entered in, and had no clue where the charge was from. i googled "CIC*Triple Advantage 18500 Von Karman Avenu 8" and found that it was part of "freecreditreport.com." i never authorized any payments for any services, was sure to un-checkmark any boxes asking for additional services, etc.
called the bank, but there's nothing they can do from their end. i called freecreditreport.com and was told that i'd signed up for a membership with them, as well as a bunch of additional stuff. i did NOT sign up for anything other than the basic free credit check advertized on their site. they said the membership fee was nonrefundable, but that they would take me off their records, delete any 'membership' i had. i'm terrified of what these people might do with my personal information.
i urge you-- do NOT go to freecreditreport.com. simply by checking your credit once, they will sign you up for a monthly membership, costing fifteen dollars a month. if you've signed up with a credit card you don't often use/check the balance on, it might go unnoticed for a while.
be careful.