Insurance Crap

[stormdog]

I'm looking at my insurance plan's big ol' book of benefits. Under "Treatment for Mental Disorders and Substance Abuse" there is no specific subheading for psychotherapy. Under subheading "counseling" it says "See Treatment for Mental Disorders and Substance Abuse Section." The closest thing to therapy I found is "Outpatient Mental Disorders and Substance Abuse," under which category I have a $20 /$40 copay per visit. When I decided on my insurance plan, I assumed that would cover counseling/psychotherapy. Was I wrong?

I'll get in touch with the insurance people today and see what's up.