AHHHHHHHHHHHHHHHHHHHHH!
so yeah...I'm trying to buy a house, thats right BUY A HOUSE, and i'm going through all this loan mumbo jumbo, blah blah that i don't understand. Pretty much it goes that i can get a loan, and am approved for one, but i have to come up with $2000 on my own to cover closing costs, so the company is going to try to get me approved for a lesser amount hoping that i won't have to come up with $2000, cause wow, i can't do that, i would have to move back in with my parents to save that, i could save that in 2mths easily, which i may do, i have no problem with that, its just that i have perfect credit, but haven't had it long enough? WTF!!!! makes absolutely no sense. anyways i can get a loan for $78,000 and my payments would be $637.00 a mth, which isn't bad, with a fixed interest rate through fannie mae foundation, but the ppl i'm working with are going to try and get me the same amt through another company. Otherwise i might have to borrow money from a bank to open another line of credit and wait a year and reapply. Since matt isn't filing with me, cause we aren't married or engaged it puts me in a higher interest bracket. and a higher debt ratio. which stinks. and matt doesn't have credit yet so technically he can't apply with me. sorry guys ranting here, i really want a house and to start my life, and to get married *sigh* i know none of you care about any of this. so oh well.
on the other hand...school is still shitty, i literally started crying today bc of it, to another classmate who realizes how bad it is for me, shes one of the only ones. anyways. 4mths and a couple of weeks til graduation, sweetness!
ok no one cares....blah blah blah
peace
on the other hand...school is still shitty, i literally started crying today bc of it, to another classmate who realizes how bad it is for me, shes one of the only ones. anyways. 4mths and a couple of weeks til graduation, sweetness!
ok no one cares....blah blah blah
peace