card rant
Last November, my car was broken into and my wallet was stolen. This included several credit cards, luckily, I canceled them asap. After i paid the closing balance, these cards were re-issued...
Today I get a phone call, telling me that i owe $258.50 which was news to me.I must have automatically paid for something in November with the card I discontinued or the payment was cleared just before the cut.
Considering, I don't get e-mailed bills/letter bills for this discontinued card I had no bloody idea that I had to pay anything!!!
What annoys me is, the original purchase was $118.50, and this company is actually pretty good with no annual fees and all but they have high interest and high fees for overdued payments. Which is $30 penalties for every 31 days + interest charges.
Even the guy who spoke on the phone said I have an immaculate credit history...making full payments for every bill in my history....=_______=. But why do you guys take that long to contact me when you see something astray??
What if I died would you have accumulated this balance till it reached the millions so my clone in 3011 would pay it off?
Yes, I paid it.
Today I get a phone call, telling me that i owe $258.50 which was news to me.I must have automatically paid for something in November with the card I discontinued or the payment was cleared just before the cut.
Considering, I don't get e-mailed bills/letter bills for this discontinued card I had no bloody idea that I had to pay anything!!!
What annoys me is, the original purchase was $118.50, and this company is actually pretty good with no annual fees and all but they have high interest and high fees for overdued payments. Which is $30 penalties for every 31 days + interest charges.
Even the guy who spoke on the phone said I have an immaculate credit history...making full payments for every bill in my history....=_______=. But why do you guys take that long to contact me when you see something astray??
What if I died would you have accumulated this balance till it reached the millions so my clone in 3011 would pay it off?
Yes, I paid it.