Nov 11, 2012 09:11
Lately I've been feeling like an old woman. I'm hunched over, my back and neck always hurt, and I can't sit for more than 2 hours without being in pain. I can't believe such a small car accident did all this to me. Last week was my final week of free therapy, and my physiotherapist is trying to extend it, but I doubt it'll go through, considering my car insurance is now dropping me.
I always assumed the other person's insurance is paying for my treatment, but now I'm not so sure. My insurance called me up to say my car is high-risk and they won't cover it anymore. Uh. Sure, my car's sporty, but it has a baby V6 and they cover BMWs and even Ferraris. Oh yeah, how about that 5 star safety rating on it, the fact it's never been involved in any accident, and has been cleared as a safe vehicle when I imported it into Canada. Oh, and the damn fact it's been in storage for over a year, yeah, how risky is that? As for me, I've never caused an accident, never even been in one as a driver, never had a ticket, and very rarely drive because my car's in storage. WTF risk are they talking about?
Fuck you TD insurance. You exist to pay people when they get hurt because that's why we pay you. Your risky excuse is BS.
Also no, I won't keep Kiel's car with you or my apartment. WTF are you thinking? Why would I keep anything with you? Also, a big fuck you for trying to inform me sooner about this by sending mail to my husband only and calling him and refusing to talk directly to me. Hello! The car is in my name, not his! In fact, because it's a temporary import he's not even legally allowed to drive it! When you ask for him, I assume it's about him, not me. Fuck you and your sexism.
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Grams wants me to sue the other driver. Part of me wants to just to cover the therapy sessions for the rest of eternity, but I can't sue that easily in Canada. I'm not on pain killers and it doesn't really hinder my ability to work though I am thinking of not taking the grading job next term because wow it really hurt last time to grade 12 hours straight, but I'm not sure if that counts. I just feel like shit really.
Since the accident some of my neck muscles have gone berserk and I basically have to reteach them how to function properly. So far it's half an hour a day of stretching and exercises, and every day the pain grows and my posture worsens and left alone long enough there comes the headaches. I need that massage to sort it all out so I can last another few days. I have three therapy sessions a week (two massage, one physio), and it's $400/week out of pocket. Here's to hoping my insurance isn't that much a douche and will still pay up.