http://waysandmeans.house.gov/Media/pdf/111/HCare/2010_IMMEDIATE_PROVISIONS.pdf For informational purposes. (I like this bit: MORE FOR YOUR PREMIUM DOLLAR-Requires plans to put more of your premiums into your care, and less into profits, CEO pay, etc. This medical loss ratio requires plans in the individual and small group market to spend 80 percent of premiums on medical services, and plans in the large group market to spend 85 percent. Insurers that don’t meet these thresholds must provide rebates to policyholders.)