new financial model
the scheme is pretty simple. and the cap is probably too high, but meh. it goes like this:
every friday (payday) i give myself $100 in allowance to spend. anything that i buy comes out of that allowance except for genuine emergencies. the rest of the money is put in the bank, and used to pay for recurring monthly expenses, and nothing else. i see a potential problem in that it is only the end of monday, and i have already spent $53. but then again, i did do food shopping on the first day. i have also been a little "free" with the other funds. i have some faith in my selected program, and no, it is not a new years resolution.
my resolution was to be a bigger asshole.
anyway, at the end of the week, anything left over, i get to keep and add to that weeks $100.
i wonder how soon i can begin leisure spending on this budget. heh.
every friday (payday) i give myself $100 in allowance to spend. anything that i buy comes out of that allowance except for genuine emergencies. the rest of the money is put in the bank, and used to pay for recurring monthly expenses, and nothing else. i see a potential problem in that it is only the end of monday, and i have already spent $53. but then again, i did do food shopping on the first day. i have also been a little "free" with the other funds. i have some faith in my selected program, and no, it is not a new years resolution.
my resolution was to be a bigger asshole.
anyway, at the end of the week, anything left over, i get to keep and add to that weeks $100.
i wonder how soon i can begin leisure spending on this budget. heh.