Oh, yeah, that wouldn't make sense to many people. It's basically the currency with the xbox. So say I buy $20 in microsoft points (1600 points) and I can go onto my xbox and pay 300 points to rent a movie or 800 points to buy a game, or if you're silly like me, spend 500 points on a broom and a cauldron for my online avatar. :D
I dont understand some of the stuff on the list.
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