Nov 09, 2004 07:28
After I finish my billing work this morning I need to get a hold of our realtor.
Last night I talked to a loan officer from Wells Fargo bank and he thinks that with our credit scores(CAN YOU BELIEVE CAMERON'S SCORE IS BETTER THAN MINE?) and with most of our bills being consolidated last week, that our outlook on a home is good. $250,000 was what I put down for a loan, but if we get a chance to check out the 3/1 in La Grange we'll need even less.
We were originally going to try to build our own home, but the Edwin(the loan officer) said that it would be hard for us to get approved for a constuction loan...???
He even said that if we were serious about this, we could have keys in our hands in 30-45 days.
I need to talk to my dad and see what he recominds we do...he seems to come up with points I haven't thought of yet, or wouldn't know to bring up. I'm counting on that if we use Mike Cook as our realtor, he'll be less likely to rip us off, being that he's known me since I was little...he helped my parents find all their homes.
This morning will be a busy one, hopefully I can get Cameron and I looking at our little yellow house this evening.