So me and the bank have been having words the last few months, they say I owe them lots of money and I say that I don't own them anything other than charges which are illegal in scotland kiddies
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Right, I thought you'd send a letter to bank. Go to the bank and see if they`ve done it, but they probably haven't. Its a standard delaying tactic, they are up to all sorts of tricks at the moment!
Also make sure they don't charge you for the statements. A lot of banks are charging between £1 - £5 per statement if you ask in the branch, which can add up to a fortune for 6 years worth! If you ask under the Data Protection Act, then the maximum they can charge is £10.
If they haven't done it, might be worth the letter approach. Delays things a bit, but you are guarenteed to get your statements at the end of it. Have a template letter for this on my site, and full instructions.
You can claim back any charges, whether they were your fault or not, it doesn't matter. The fact that the bank charge you isn't the problem, its the amount that they charge you that wrong. If they weren't so greedy, and charged say £5 a time, you wouldn't be able to claim them back. Because they charge so much though, you can actually claim the whole amount back.
I didn't find you specifically, as mentioned below I do a search on technorati to find posts about bank charges. Seemed a good way to publicise my site, and help people out at the same time!
Also make sure they don't charge you for the statements. A lot of banks are charging between £1 - £5 per statement if you ask in the branch, which can add up to a fortune for 6 years worth! If you ask under the Data Protection Act, then the maximum they can charge is £10.
If they haven't done it, might be worth the letter approach. Delays things a bit, but you are guarenteed to get your statements at the end of it. Have a template letter for this on my site, and full instructions.
You can claim back any charges, whether they were your fault or not, it doesn't matter. The fact that the bank charge you isn't the problem, its the amount that they charge you that wrong. If they weren't so greedy, and charged say £5 a time, you wouldn't be able to claim them back. Because they charge so much though, you can actually claim the whole amount back.
I didn't find you specifically, as mentioned below I do a search on technorati to find posts about bank charges. Seemed a good way to publicise my site, and help people out at the same time!
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