I am pleased that I was awarded my loan money for school today. I went online through the Parkland website and saw that I was awarded $900 in PEL grants, and an amazing $1400 in loans, per semester. Now, I get to keep the PEL money if I maintain a good grade point average, so I am not worried about paying those back. It is the loans I don't like. Since I was temporarily confused about my PEL grants and federal loans, I thought that the whole amount of my semester loan money is $2300, not $1400. So, I had the option of accepting the money, but taking a reduced amount. Since I was confused as to how much money I was receiving, I told the federal government to award me $100 out of the $1400 of loans I could have taken. I thought I was only accepting $100 from $2300, not $1400. So, I am still receiving $900 a semester for my PEL grants, plus the extra $100 in loans I selected. *shrug* The good thing is, I get back the money I had to pay out of my pocket so I could attend classes this semester.
I honestly believe that 98% of people in this world are mean, stupid, and ignorant. I was at work today, and this jerk-asshole-doucheface was giving one of my co-workers grief. There are certain procedures for cashing personal checks, and this guy couldn't cash a check because it wasn't signed over to him. He could have cashed the check if the signer endorsed the back of the check "pay to the order of jerk-asshole-doucheface", but that check was not endorsed that way. The bank will not cash checks if they are not endorsed the right way. So, Jerk-Asshole-Doucheface started to insult my co-worker. Finally, he asks to see a manager. She comes out and the guy says, "Oh my, it looks like this manager has less authority than the person who just tried to help me." Oh my! Not only was he insulting a bank Teller all because he couldn't get his way (that baby), he was getting loud and saying that the bank should change its procedures for him. Whatever, dude. You have no class what so ever. Go take some goddamn "Social Skills" classes. I am sure Parkland offers those for jerk-asshole-douchefaces like you.
Anyway, when I started working for the bank, the human resources director showed my my credit report. I was amazed at how freakin' long that thing is! My credit report had accounts I completely forgot about. There was that Sears card I had in 1999. I am being liberal when I say I probably used that thing five times. That card was there. There were also my old college loans I had in 1999 and 2000. Since I was such a bum in the past those student loans defaulted until I paid them off in the year 2003. Those loan records are on my credit report. My old MBNA credit card was there, too. The reason I think about my credit report so much is because I want to clean up my credit and improve my score. Unfortunately, the only way my score will improve is by time: I have to wait for all those old accounts to "fall off" of my credit report, for my rating to improve. Of course this process takes seven to ten years...and those debts were paid off in 2003. So, I still have three more years for those old accounts to disappear. *sigh*
I haven't called my Mom for quite a while now. I haven't spoken with her since before the car accident. Egads, am I a good son?