Random thoughts on buying an appartment. And stuff.
I have just found out that it would be easier for me to get a loan at the bank now if I had taken one at some point before, preferably one I didn't actually need. As in, they would be more willing to lend me money if I borrowed money more often. Like, they would somehow think I have more money if there were more things I can't afford. And it would actually make me look more responsible or something if I had at some point gotten myself in debt without a good reason. I think I'm missing something here. This probably makes perfect sense to any well-adjusted functional human being. It may be that I am just a weirdo who just doesn't get many things. But I don't get it. The guy at the bank seems to consider it some kind of rite of passage and think that not owing anyone a lot of money at the age of twenty eight is a sign of immaturity.
And I guess that's another thing about borrowing money to buy a flat that feels weird to me. The others being the obvious "That means I have negative money" thing and the feeling (even if it doesn't make sense) that the debt (the home-ownership less so, oddly enough) somehow ties me to the place, which, nice as it is, I refuse to think of as the place I'm going to spend the rest of my life in.
And I guess that's another thing about borrowing money to buy a flat that feels weird to me. The others being the obvious "That means I have negative money" thing and the feeling (even if it doesn't make sense) that the debt (the home-ownership less so, oddly enough) somehow ties me to the place, which, nice as it is, I refuse to think of as the place I'm going to spend the rest of my life in.