BEscrewed

Jan 04, 2007 12:02

Anyone having any luck at all with getting charge backs on their credit cards or working with their bank at all on any of this? I've hit brick wall after brick wall.

On the bright side, I got an email from PayPal that said they were going to investigate my claim afterall, despite telling me there was nothing they could do.

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cheshire_monkey January 4 2007, 20:21:34 UTC
I only sent in my dispute to the credit card company on Tuesday, so there hasn't been time for them to get back to me about it yet. *sigh* PayPal sent me an e-mail saying the following (mind you, this was only for ONE claim since I decided to go with just appealing to my credit card):

We have decided in your favor, however, we were unable to recover any funds from the seller's account. As stated in the PayPal User Agreement, recovery of funds associated with a Buyer Complaint cannot be guaranteed ( ... )

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earthwhatwere January 4 2007, 20:50:49 UTC
The only way PayPal will refund money to your account is if you funded the account with a credit card. If you paid from existing funds in the account, I think you're out the money. PayPal refunds credit card payments because they know your credit card company will force the chargeback anyway, and they don't won't to get tossed out of the VISA family. PayPal has very percise and picky rules. I doubt that the organizers will ever put money in that account again, simply because they know that PayPal will seize it to pay off what they owe.

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cheshire_monkey January 4 2007, 21:02:36 UTC
Interesting. This claim I filed with PayPal (and one other charge I didn't file) were paid by credit card through PayPal (but a different card than the one I filed a lengthy dispute with). I wonder if I should go ahead and try to get that other money. I'm so bad at actually following through with the paperwork, that I'm hesitant to even try.

It's all so ridiculous.

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earthwhatwere January 4 2007, 21:08:16 UTC
If you funded the transactions with a credit card, file through PayPal's resolution center. You'll need the transactions numbers, which you can get online from your PayPal account. They are counting on a lot of people not filing complaints because it is a hassle. Starting the dispute is easy. If PayPal hassles you, then call your credit card company. You have a very good chance at getting your funds back. I deal with PayPal all the time. I know their little loop holes.

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rinalin January 4 2007, 20:54:01 UTC
Well, yeah. It's not like they can take money out of their account if it isn't there. I wish you the best of luck with the credit card company.

I paid through paypal twice, my debit card once and a credit card the last one. I still haven't reached anyone about the credicard, but if I get a refund there... it'll only be something like $110. *sigh*

I...just...really want this to be different.

*snuggles you*

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cheshire_monkey January 4 2007, 21:06:23 UTC
Have you been reading all of the posts at be_victims? Some of them have gone into great depth about what they told their banks/credit card companies/anyone who would listen about their situation in order to get their money back.

I really want it to be different, too. *snuggles you back*

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