grumble
This past week has been hellish in the financial and house-owning areas of my life.
Our phone hasn't been receiving calls, and they think they'll be able to get someone out by Wednesday to fix it. We have had problems with our phone lines about every 6 months since we have moved in. Seriously thinking about going to VOIP.
We received a citation from the town about weeds in the yard... AFTER WE WEEDWHACKED! And the person in charge is not in today or on weekends. And the citation is only half-filled, so we don't know all the details.
I just got a letter saying that our CareCredit card is increasing its rates because we haven't made regular payments. We owe about $30 per month, and we pay $50 EVERY TWO WEEKS! With an extra payment thrown in when we have a little extra!!! I am currently on hold, trying to find out what the fuck is going on!
We have also had problems with our Ashley Furniture account and two medical bills that I had paid months ago. One of the medical bills went into collections and I had a lawyer calling me and saying that we needed to pay it NOW! Ummm... that bill was paid at the beginning of June!
To top everything off, with all the crap that has been going on with my dad and such, I completely blanked on the new car payment until it was due. And you can't pay by credit card over the phone, only check. And I can't get on the website because they have to call me (on the broken house phone only... they won't let me add another phone number) with a PIN. And they charge an additional $14 "convenience fee" for checks by phone, even though it's really not a check, they just need my routing and account numbers to make a debit.
...
Just spoke with a representative from CareCredit, and he says I have a perfect payment record over the last 12 months. He's now speaking to someone else about why my rate should increase. Grrr.....
ETA: They say it's because I have a delinquency with another creditor. The only creditor I have had that keeps trying to show a delinquency is the Ashley account. Even though I make regular payments to them, they have changed their cycle days TWICE, and have completely fucked up my credit!!!! Now I am stuck paying the higher interest, or I have to opt out and pay it off all at once.
I'm cutting up all the credit cards.
ETA: YAY! At least AT&T fixed the phone. After I changed my voice-mail telling everyone who calls and DOES get through what shitty service AT&T has and that they should just call my cell.
Our phone hasn't been receiving calls, and they think they'll be able to get someone out by Wednesday to fix it. We have had problems with our phone lines about every 6 months since we have moved in. Seriously thinking about going to VOIP.
We received a citation from the town about weeds in the yard... AFTER WE WEEDWHACKED! And the person in charge is not in today or on weekends. And the citation is only half-filled, so we don't know all the details.
I just got a letter saying that our CareCredit card is increasing its rates because we haven't made regular payments. We owe about $30 per month, and we pay $50 EVERY TWO WEEKS! With an extra payment thrown in when we have a little extra!!! I am currently on hold, trying to find out what the fuck is going on!
We have also had problems with our Ashley Furniture account and two medical bills that I had paid months ago. One of the medical bills went into collections and I had a lawyer calling me and saying that we needed to pay it NOW! Ummm... that bill was paid at the beginning of June!
To top everything off, with all the crap that has been going on with my dad and such, I completely blanked on the new car payment until it was due. And you can't pay by credit card over the phone, only check. And I can't get on the website because they have to call me (on the broken house phone only... they won't let me add another phone number) with a PIN. And they charge an additional $14 "convenience fee" for checks by phone, even though it's really not a check, they just need my routing and account numbers to make a debit.
...
Just spoke with a representative from CareCredit, and he says I have a perfect payment record over the last 12 months. He's now speaking to someone else about why my rate should increase. Grrr.....
ETA: They say it's because I have a delinquency with another creditor. The only creditor I have had that keeps trying to show a delinquency is the Ashley account. Even though I make regular payments to them, they have changed their cycle days TWICE, and have completely fucked up my credit!!!! Now I am stuck paying the higher interest, or I have to opt out and pay it off all at once.
I'm cutting up all the credit cards.
ETA: YAY! At least AT&T fixed the phone. After I changed my voice-mail telling everyone who calls and DOES get through what shitty service AT&T has and that they should just call my cell.