If someone suggest you get an account at USBank? RUN AWAAAAAAAAAAY!
I have discovered, with the proper motivation, I can walk a mile and a half in 23 minutes. "Motivation" this time around being how the bank closed at 5, and it was 4:19 when I left the house.
I got to the bank with almost 20 minutes to spare, and I was all "Ha! Am I good or am I good!" and proud of myself and stuff. Then I went inside to cash my rent check, and they said I couldn't because it was addressed to:
Maren Lindow
Ice Harbor Dam
******** Drive
Burbank, WA etc etc
INSTEAD OF
Maren Lindow *OR*
Ice Harbor Dam
****** Drive
Burbank, WA yada yada
You see, if there is nothing before the "Ice Harbor Dam", they have to assume that it is AND, not OR, which means ICE HARBOR HAS TO SIGN IT, TOO! Ignore the fact that Ice Harbor is not, in fact, a person and CAN'T SIGN ANYTHING.
But wait, there's more!
I've gone to this particular US Bank branch once a month for the last four months and cashed the rent checks SCA sends me without any problem at all, so I said as much.
Me: "I don't see what the problem is. I've cashed these checks every month since I got an account here in March and there hasn't been any issues at all."
Bank Teller: "I'm sorry, I don't know what to say, we must have missed it those times."
*Missed* it? Are you serious? You "miss it" once, maybe twice if you're new. Any more than that, and you've SCREWED THE F*** UP.
BUT HOLD ON, THERE IS EVEN MORE!
I had to give *them* five bucks because my checking account was in the negative. Now, this checking account is a free checking account that I only have so I can cash the damned checks to pay Beth for rent every month. It can have a balance of zero and I'm still fine - at least that is what the woman ASSURED ME OF when I got the account back in March. I don't use it, and the debit card I have for it has been sitting in a pocket in my overnight bag, completely unused and unactivated since I got it in the mail four months ago.
'If that's the case,' you ask, 'why is your account in the negative?' Well, that would be because they *charged* me $5 because my last two statements have been returned to them as unsendable, even though I gave them my current address back in May when I moved, and the address they have on file for my account is accurate and typed right and everything. I know it works, too, because I've gotten mail here, at this exact address, several times already. I've even checked the address that shows up on Beth's magazines and bills and what not to make sure it matches - which it does - and she gets mail all the time because she LIVES HERE AND STUFF.
Also? This was my second attempt in as many days to get my rent check cashed. Yesterday I arrived at 4:30 pm only to be told that their computers had gone down ten minutes before and because of that issue, they couldn't verify that I actually had an account there and so could not cash my check.
This, children, is what happens when you don't research before you bank and instead grab whichever branch is closest to where you live.
::makes the "UP YOURS/FUCK YOU/GO SCREW YOURSELF" gesture at US Bank, and every other rude gesture she can think of, too::
I got to the bank with almost 20 minutes to spare, and I was all "Ha! Am I good or am I good!" and proud of myself and stuff. Then I went inside to cash my rent check, and they said I couldn't because it was addressed to:
Maren Lindow
Ice Harbor Dam
******** Drive
Burbank, WA etc etc
INSTEAD OF
Maren Lindow *OR*
Ice Harbor Dam
****** Drive
Burbank, WA yada yada
You see, if there is nothing before the "Ice Harbor Dam", they have to assume that it is AND, not OR, which means ICE HARBOR HAS TO SIGN IT, TOO! Ignore the fact that Ice Harbor is not, in fact, a person and CAN'T SIGN ANYTHING.
But wait, there's more!
I've gone to this particular US Bank branch once a month for the last four months and cashed the rent checks SCA sends me without any problem at all, so I said as much.
Me: "I don't see what the problem is. I've cashed these checks every month since I got an account here in March and there hasn't been any issues at all."
Bank Teller: "I'm sorry, I don't know what to say, we must have missed it those times."
*Missed* it? Are you serious? You "miss it" once, maybe twice if you're new. Any more than that, and you've SCREWED THE F*** UP.
BUT HOLD ON, THERE IS EVEN MORE!
I had to give *them* five bucks because my checking account was in the negative. Now, this checking account is a free checking account that I only have so I can cash the damned checks to pay Beth for rent every month. It can have a balance of zero and I'm still fine - at least that is what the woman ASSURED ME OF when I got the account back in March. I don't use it, and the debit card I have for it has been sitting in a pocket in my overnight bag, completely unused and unactivated since I got it in the mail four months ago.
'If that's the case,' you ask, 'why is your account in the negative?' Well, that would be because they *charged* me $5 because my last two statements have been returned to them as unsendable, even though I gave them my current address back in May when I moved, and the address they have on file for my account is accurate and typed right and everything. I know it works, too, because I've gotten mail here, at this exact address, several times already. I've even checked the address that shows up on Beth's magazines and bills and what not to make sure it matches - which it does - and she gets mail all the time because she LIVES HERE AND STUFF.
Also? This was my second attempt in as many days to get my rent check cashed. Yesterday I arrived at 4:30 pm only to be told that their computers had gone down ten minutes before and because of that issue, they couldn't verify that I actually had an account there and so could not cash my check.
This, children, is what happens when you don't research before you bank and instead grab whichever branch is closest to where you live.
::makes the "UP YOURS/FUCK YOU/GO SCREW YOURSELF" gesture at US Bank, and every other rude gesture she can think of, too::