brontosproximo had me close to gushing diet coke out of my nose with his comment to my last entry:
Dear Insurance Rapists:
I understand that your racket is to make a wager with me that for xx dollars a year, I'm betting I will get house damage exceeding what I paid. I understand that it's not fair and I'm willing to suck it up and deal with it.
What IS bullshit is that you can't offer me a policy that simply says
"In consideration for this absurd amount $___________.__, if your place gets trashed, we'll replace it and all your stuff."
I don't care if costs more. It'll save us both hassle. First, you got no paperwork to deal with except cutting the check. AND it'll save me the trouble of beating the hell out of your agents.
Love and kisses,
Everybody in the Country.