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Mar 21, 2010 20:38

Why I'm not excited about health care reform in a few sentences, off the top of my head without editing. (Alt Title: Having admitted a dozen kids to the hospital since midnight when I've been working since 7 am the day prior, I come home to hear health care has been fixed. Meh. Not impressed ( Read more... )

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mothermedea March 22 2010, 17:16:29 UTC
The insurance companies will always win in the US, kind of like those other financial institutions taxpayers just bailed out (banks). Few people actually understand the inner workings of insurance companies, including seasoned executives of those very companies. Talk about institutional incompetence! Yet, they are able to create chaos only they can fix (ex: the same people responsible for driving Wall Street and health care into the ground are the same people getting paid millions to "reform" it). What does health care reform do for me? Sol will likely get kicked off TEFRA because my employer sponsored health insurance will be required to cover autism. This means my out of pocket expenses will increase by thousands and he will no longer receive PCA services. As an individual medical insurance underwriting trainer, I can only hope my job ceases to exist. I mean, what's underwriting without pre-existing conditions? But, I doubt that. We're so busy, we just hired 20 new staff I'm supposed to train in two weeks. Try training new staff a very specialized role when the rules are constantly changing. I think we had over 800 compliance updates last year alone. Every state has their own mandates. Is that going to change now? One federal blanket? No underwriting, basically pass/fail (are you a legal citizen - check). Will insurance companies make any less money? As publicly owned companies, they can't. They will raise premiums and decrease employee salaries. So, my stressful job will become even more unbearable while getting paid less. Awesome.

My guess is the abortion legistlation has some loopholes. No FEDERAL funding, but maybe state?

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