magick works
recently, I did a prosperity spell. i didn't think it was working out so terribly well because i just sort of expected lots of money to come my way.
well, that was sort of silly.
what happened was in the immediate time surrounding it, lots of transactions didn't go through my bank account when expected--they went through later, which saved me a bunch of bank fees. next, my paycheck cycle was fucked up by a couple of days and i had lots of automatic withdrawals that created lots of overdraft charges for me--and a whole lot of panic and stress.
so, i decided to actually wrest control of my money by actually understanding it and not managing it by guesswork. so, i bought software, both for my iPhone (bankarama) and my computer (moneydance). i started the process of figuring it out. this morning, i realized that this was a major manifestation of my spell--that i actually make a pretty good salary (especially for a non-profit employee) and that my problem was that i had completely squandered all the power over my money that i had. now, i'm working on reclaiming that power and on developing the knowledge of how all this stuff actually works, so that i can become fiscally healthy.
to start the process of creating a sound financial base, i actually made my first-ever online purchase of shares in my IRA. next, i'm starting a savings account.
i think i'm going to sell a few assets i have that i don't use (my oboe, the helen frankenthaler print that i don't like...) and use that money to help pay down my credit card debt. i also think that once i get a real grip on my checking account, i'm going to change repayment plans on my student loan to a higher monthly amount, but less payments and less interest paid over time.
it all seems so much easier now that i have actually looked at what my expenses are and all. what's more, i don't have to stop donating to the NRDC, HRC, Friends of the Earth, Cherry Hill Seminary and WitchVox to actually have money for daily living.
this is really revolutionary for me. and it's cool, too.
well, that was sort of silly.
what happened was in the immediate time surrounding it, lots of transactions didn't go through my bank account when expected--they went through later, which saved me a bunch of bank fees. next, my paycheck cycle was fucked up by a couple of days and i had lots of automatic withdrawals that created lots of overdraft charges for me--and a whole lot of panic and stress.
so, i decided to actually wrest control of my money by actually understanding it and not managing it by guesswork. so, i bought software, both for my iPhone (bankarama) and my computer (moneydance). i started the process of figuring it out. this morning, i realized that this was a major manifestation of my spell--that i actually make a pretty good salary (especially for a non-profit employee) and that my problem was that i had completely squandered all the power over my money that i had. now, i'm working on reclaiming that power and on developing the knowledge of how all this stuff actually works, so that i can become fiscally healthy.
to start the process of creating a sound financial base, i actually made my first-ever online purchase of shares in my IRA. next, i'm starting a savings account.
i think i'm going to sell a few assets i have that i don't use (my oboe, the helen frankenthaler print that i don't like...) and use that money to help pay down my credit card debt. i also think that once i get a real grip on my checking account, i'm going to change repayment plans on my student loan to a higher monthly amount, but less payments and less interest paid over time.
it all seems so much easier now that i have actually looked at what my expenses are and all. what's more, i don't have to stop donating to the NRDC, HRC, Friends of the Earth, Cherry Hill Seminary and WitchVox to actually have money for daily living.
this is really revolutionary for me. and it's cool, too.