A volcano erupts. . .
And all people worry about is that they can't get back home. No one is saying, GEE, how COOL! Yes, I realize a lot of folks budget for a trip, but GET the insurance! Why not? You're already blowing all the money for the vacation, anyway. I love how people max'd out their credit cards for the trip and now they are freaking out. I would max out my CASH for a trip then have credit cards for backup. Something. How amazing. Worth noting, anyway.