Ramblings on Adulting

[quotation]

(EDIT:  About a month after I published this, John Oliver did a TV thing.  You should watch that TV thing before starting.  It's based on the US instead of Canada, but the 401k he describes is basically an employer-matching RRSP

Comments

[jbuckca]

If you want to calculate your own net income without looking up the federal and provincial tax tables, I like using https://simpletax.ca/calculator

[quotation]

Good call! I also like http://www.ey.com/CA/en/Services/Tax/Tax-Calculators-2016-Personal-Tax for ballparking tax rates.

[quotation]

Last year, NPR published a report that the best financial advice can fit on a single index card: http://www.npr.org/sections/alltechconsidered/2016/01/08/462250239/when-an-index-card-of-financial-tips-isnt-enough-this-book-is-there... )

[quotation]

An update on the global hot potato for 2017: http://www.moneysense.ca/save/investing/celebrating-the-hot-potato/

[anonymous]

The problem with a callow understanding of intersectional post-modernist theory is that one can make a blog post with cringeworthy expressions like "white privilege mechanism of the patriarchy" while still obliviously using misogynistic terms like "d-bag".

Your math and financial advice may well be very helpful (I wouldn't know), but this jarring insertion of what I'm sure you believe is progressive virtue-signalling really detracts from the actual topic.

[quotation]

The fact that we have to save for our own retirements is, in and of itself, a tool of the patriarchy. My entire article is presupposed on the assumption that the reader has had enough opportunity to get a job earning $60k, and we all know that there are many people under the age of 30 that haven't had those opportunities.

It's important, as individuals, to acknowledge how blessed we've been, and recognize that not everyone has had the same opportunities, through no fault of their own.

As we transition in to a world of post-scarcity economics, it's imperative that we force these difficult conversations about how society has to adjust: https://medium.com/@RickWebb/the-economics-of-star-trek-29bab88d50

[quotation]

NOTE: This is the new link for the eSeries chart that Google killed because Google is a bag of dicks:
http://quote.morningstar.com/cef/chart.aspx?t=0P000071B1®ion=CAN&culture=en-US&statePara=%7Bsecurities%3A%5B%7Bn%3A%22TD%20Canadian%20Bond%20Index%20-%20e%22%2Cids%3A%22F0CAN05MYF%7C0P000071B1%7CCU%24%24%24%24%24CAD%7C1%7C3%7CFO%7C2000-10-10%7C%7C%7Cfalse%7CCAN%7C16%22%7D%2C%7Bn%3A%22TD%20US%20Index%20-%20e%22%2Cids%3A%22F0CAN05NJM%7C0P000071W8%7CCU%24%24%24%24%24CAD%7C1%7C3%7CFO%7C1999-11-26%7C%7C%7Cfalse%7CCAN%7C16%22%7D%2C%7Bn%3A%22TD%20Canadian%20Index%20-%20e%22%2Cids%3A%22F0CAN05NJO%7C0P000071WA%7CCU%24%24%24%24%24CAD%7C1%7C3%7CFO%7C1999-11-26%7C%7C%7Cfalse%7CCAN%7C16%22%7D%2C%7Bn%3A%22TD%20International%20Index%20-%20e%22%2Cids%3A%22F0CAN05MYB%7C0P000071AX%7CCU%24%24%24%24%24CAD%7C1%7C3%7CFO%7C2000-10-10%7C%7C%7Cfalse%7CCAN%7C16%22%7D%5D%2CchartType%3A%22GrowthChart%22%2Crange%3A%222017-4-20%7C2018-4-19%22%2Cperiod%3A6%2Cregion%3A%22CAN%22%2Ctc%3A%22CAD%22%2CisD%3A%220%22%2CisR%3A%220%22%2CrM%3A3%2Cscale%3A%221%22%2CbMenu%

[quotation]

Possibly better than that Morningstar crap

https://ycharts.com/mutual_funds/M:TDB902.TO
https://ycharts.com/mutual_funds/M:TDB900.TO
https://ycharts.com/mutual_funds/M:TDB909.TO
https://ycharts.com/mutual_funds/M:TDB911.TO