Nov 10, 2006 16:19
so here I am thinking all of my BC student loan is paid off. I had signed into the web, wrote a cheque for the amount indicated on my account, mailed it in and voila. done, right?
NO.
Foolishly I made the assumption that the "6-month Grace Period" was not only a period during which I didn't have to pay any money, but also was a period during which I would not accrue any interest. The first was right, the second was WRONG. Not only does interest start to accumulate starting from May 1st, but it is not displayed on my account until November! So the amount I paid was incorrect and now my interest is collecting interest while I've been in the dark. FUCKING STUPID. On top of it all the lady had a really thick accent and rough English so I had to get her to explain things like three different times because she kept answering me like I'd asked a different question.
No wonder people spend half their lives paying off debts, they make it so frickin' hard to get anywhere.
Beware all my friends, the amount written on your Online loan account is INCORRECT. The amount showing on my account is actually 10 days old already! They only update when you make a payment!!!
I know a lot of this is my own fault, for not "reading the fine print," but it really irks me the way she talked to me and the lack of help I received. Not to mention the fact that I owe more money and I am already lacking in funds for my new zealand trip.
Fuck. I'd better call about my Canadian Student loans.... maybe I owe them double because I didn't go to the circus this year.