OH! That's a tough situation! I thought YAY for you until you said that it is really loan money. That makes it suck. This is going to be a tough decision. It will be good for you and William to make it together. Luck! :)
Eh, I hate money myself. Gets in the way of being able to get nice things for the ones I love. And we're sort of in a budget deficit ourselves, still trying to catch up from my maternity leave. It really sucks having double insurance taken out of an already pitifully small paycheck! So I'm right there with ya on debating on the best thing to do financially
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