I've been RAPED!!!
Friday morning I took my car into the auto mechanic for an inspection that this state seems to have deemed necessary.. Thinking, "Oh I just bought this car last year, not much could be needed, I've had the breaks worked on, new tires, maybe the shocks might need replaced, but that's not TOO much.." WRONG!!! I get a phone call around 10am from a Mr. Marc (Keiser?) trying to explain to me exactly what was 'wrong with my van'. He gave me a list of things wrong with my breaks, shocks, and other misc. things.. Not understanding much of this, that's exactly what I verbally communicated to Marc. I stated how if it NEEDED to be done I would probably do it, but I wasn't sure and wanted to get back with him.. Because to this family $700 was our whole savings that was for the home that we were looking for, and I didn't have any other financial means of paying for this.. At this time he insinuated that either I do this credit charge that he was going to run for me over the phone, or he would let me pay him in payments with checks dated a month apart for three months. I accept the deal of paying in payments IF I decided to go through with all of the 'repairs'. He accepts this and we hang up. A little over half an hour passes and either he or I make the phone call to discus the supposed 'repairs needed'. This is where I asked him what a complete tune up would cost to add onto the already supposedly needed $700 worth of repairs to 'fix' my van for the inspection purposes. I ask because I knew my van needed this, and since I might be needing $700 worth I might want to just incorporated this little extra to the total. He explains it comes to a little over $300 for the tune up and that it looked like it needed a fuel injection, and that was part of it. I didn't think that $300 for a tune up sounded right either.. So at this time I'm REALLY not comfortable with what the amounts are sounding like, so again I suggest my concern for this and request an estimate be sent to me via fax so that I may look over all the figures. Marc agrees, and I tell him I'll get back with him after I figure everything out. Still I have YET to AGREE to him that I have accepted him to do these supposed 'repairs' to my van, nor has he said a word about him already having started the repairs.. We hang up. Through out my work day in between this last phone call and the phone call to follow I discuss this subject with fellow co-workers.. Everyone expresses their concern for this, how it doesn't sound right. I have talked to Aaron, my fiance, and we agree this doesn't sound right and agree that he is going to call and ask specifics because I still don't understand everything and he cannot go down their nor have the estimate faxed to him because he is at home with our sick two year old son. He calls,
(waiting for Aaron to help me fill in this part)
. Aaron and I decide this is not something we want to do. We're going to take the van to someone else for a second opinion. I call Marc around 2pm and explain to him how I don't feel I want to go through with the supposed 'repairs' he was saying needed to be done for the PA inspection. He then tells me that all of the $700 worth of work had been done, and that there must have been some MISUNDERSTAND! I'm very upset at this point and he states to me that he's spoken with Aaron and that he was supposedly being 'hostel' and that at that point he had concern for getting paid. He no longer wanted to do the payment plan we'd later discussed, that because of Aaron calling him had concerned him that I would not pay him. I explained to him that I was the one with the check book and the checks were only in my name, I have my own full time job, that Aaron had nothing to do with me paying him. He then said something that was personally offensive for me to hear, that under "God's Law", 'a man has precedence over a woman' and that because of Aaron living in the house hold, he wanted me to do the credit card over the phone right away. I said, "Excuse me, but are you calling me weak minded?" and he then laughed and said, "Well, we're not going to get into that..". Marc then said that if he was not paid in full he would hold my van. This concerned me a great deal as this was our family's ONLY vehicle. This van is what gets me to and from work everyday, to and from the day care I have to take my son to during the week, the grocery store, the doctor's office, WIC appointments, etc. I tell him that I am not sure WHAT I am going to do and I will call him back and we hang up. I call Aaron back and we decide the best was to go about this is to just pay him off because I have been instructed to not touch my credit while I'm in the process of buying a home and I did not want to hurt that. Besides that fact I did not know ANY details of this credit card and since he's left me without the option of the 3 month payment plan he'd later offered, I was trapped. I needed my car to survive in my everyday life, so I give him everything in my savings.
To be continued...
(waiting for Aaron to help me fill in this part)
. Aaron and I decide this is not something we want to do. We're going to take the van to someone else for a second opinion. I call Marc around 2pm and explain to him how I don't feel I want to go through with the supposed 'repairs' he was saying needed to be done for the PA inspection. He then tells me that all of the $700 worth of work had been done, and that there must have been some MISUNDERSTAND! I'm very upset at this point and he states to me that he's spoken with Aaron and that he was supposedly being 'hostel' and that at that point he had concern for getting paid. He no longer wanted to do the payment plan we'd later discussed, that because of Aaron calling him had concerned him that I would not pay him. I explained to him that I was the one with the check book and the checks were only in my name, I have my own full time job, that Aaron had nothing to do with me paying him. He then said something that was personally offensive for me to hear, that under "God's Law", 'a man has precedence over a woman' and that because of Aaron living in the house hold, he wanted me to do the credit card over the phone right away. I said, "Excuse me, but are you calling me weak minded?" and he then laughed and said, "Well, we're not going to get into that..". Marc then said that if he was not paid in full he would hold my van. This concerned me a great deal as this was our family's ONLY vehicle. This van is what gets me to and from work everyday, to and from the day care I have to take my son to during the week, the grocery store, the doctor's office, WIC appointments, etc. I tell him that I am not sure WHAT I am going to do and I will call him back and we hang up. I call Aaron back and we decide the best was to go about this is to just pay him off because I have been instructed to not touch my credit while I'm in the process of buying a home and I did not want to hurt that. Besides that fact I did not know ANY details of this credit card and since he's left me without the option of the 3 month payment plan he'd later offered, I was trapped. I needed my car to survive in my everyday life, so I give him everything in my savings.
To be continued...