It's not insurance!
I decided to change my insurance strategy to high-deductible and a Health Savings Account. So now, wherever I go, the doc or pharmacist says, "it says high-deductible ..." with a slight look of horror on their faces.
At the pharmacist, I have a sort of club card - $100 per year to get club discounts. "THIS IS NOT INSURANCE" is written in bold print in the terms and conditions. I get about $20 off each prescription of Viagra, so I figure I can make up $100/year.
Last summer, I needed some antibiotics for a topical staff infection. I don't know how much I saved, but the price was, basically, free. Two weeks of antibiotics for less than $10.
Yesterday, I finally filled a prescription for insomnia / jet lag. I got that same horrified look; the pills would cost $109. I asked her if that included the club card. "Oh!" she exclaimed. Then she rung it up again. $29. That's the whole year's subscription, in one purchase.
Okay, so it IS NOT INSURANCE. I think they say that just so that they can get around the regulations that would govern this sort of thing.
It's the best health care purchase I've made in ages.
At the pharmacist, I have a sort of club card - $100 per year to get club discounts. "THIS IS NOT INSURANCE" is written in bold print in the terms and conditions. I get about $20 off each prescription of Viagra, so I figure I can make up $100/year.
Last summer, I needed some antibiotics for a topical staff infection. I don't know how much I saved, but the price was, basically, free. Two weeks of antibiotics for less than $10.
Yesterday, I finally filled a prescription for insomnia / jet lag. I got that same horrified look; the pills would cost $109. I asked her if that included the club card. "Oh!" she exclaimed. Then she rung it up again. $29. That's the whole year's subscription, in one purchase.
Okay, so it IS NOT INSURANCE. I think they say that just so that they can get around the regulations that would govern this sort of thing.
It's the best health care purchase I've made in ages.