Retirement looks a little more possible today
I took the advice of some of my coworkers and visited the bank that holds my mortgage. They modified my mortgage from a 30 year (with about 24 years left) to a 15 year one. And at a much lower interest rate (over 1% less.) It only costs $92 a month more. We've been putting an extra $200 toward the principal each month in the hopes of paying it off before we're senile. Now, we'll make it $100, so we're not really putting out anything different than before, but we'll pay it off in a little over 12 1/2 years. That doesn't sound like so far.
I left the bank feeling like it was Christmas.
I left the bank feeling like it was Christmas.