Health Insurance woes.

Jan 16, 2006 10:25

Yes, I'm back onto this beloved topic.

I have yet to sign up for health insurance, and at this point, I take full responsibility for that. The thing is, I don't want it to be up to me. I want to go back in time, demand that I sign up for health insurance immediately upon my employment, and have that be that. I can't afford to join the office policy, because I am boycotting Blue Cross right now. I am completely against their backdating and full charging policy. It would cost me over $2500 to join (NO JOKE) because they need to back date it to my date of hire and charge me for all that time. I can not afford that. I don't have that much money in the bank plus my credit card and credit line on my bank card combined. Yet, I don't want to look through different plans, not understanding what things mean, having people try to explain them to me, and me STILL not understanding, until something tragic will inevitably occur and I won't be covered for it. I feel like no matter what, I will make a terrible choice. I HATE that feeling, and it makes me want to just curl up in someones lap and cry. So I guess really, what's the point? Why don't I just pick the cheapest plan and hope for the best? I don't know, I feel like they will somehow bill me for all these fees I don't know about; that it will be a scam, and I will be a fool to it.

It is all just looking very lose-lose to me right now.

And it's Monday.

And it's tax season, and I don't know how to do that stuff for the company. What if I make a major mistake there, too?

What if Dave does or doesn't get into grad school?

What am I going ot do with my life?

What about any other problems going on?

Monday always comes too soon.
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