Machine
The world runs like a machine. Right now things are dirty. People have shat on the system and now its not working properly. No one likes cleaning shit. However, in order to get the machine running correctly you need to clean it up. Cleaning it up isn't enough however. The machine must stay clean, must be in working order for a long time. This means we need to put measures in place to keep our machine from being shat on. Regulating loans more effectively, checking on incomes more thoroughly against bills/other outgoing monetary expenses. Having people who are taking loans speak with a financial planner. I don't really know if any of this makes all that much sense, I am just ranting and rambling.