Wetness

[ndkid]

This was definitely the wettest morning I've had since my time at the NRL in Washington, DC. Probably because there's still melting snow in some spots, leaving the ground already saturated, mixed with the poor drainage on the roads, getting to work this morning was a game of dodging the dirty water that the cars driving kicked up. One trucker

Comments

[ndkid]

• I don't own a car... but, apparently, it is not uncommon for car loans in particular to pre-calculate the interest and amoritize it over the expected length of the loan, so that you end up paying the interest for the full term no matter when you pay it off. Suffice to say, I do not ever see myself accepting loans under such terms, but not everyone is as picky as me.


• My current hang-up with sketchup mainly centers around its unwillingness to push up/down arcs. So instead of making rectangle + arc, I have to make rectangle+circle. I'm trying to work out the pecularities of the intersect command, because whenever I take my rectangle+circle solid, place it where i want the arched doorway, and use the intersect command, the effect is not the simple "overlap volume of non-selected object(s) removed" that the examples act like it ought to be.


• Wine arguments aside, a non-insignifigant portion of my computer time is still gaming, and a non-insignifigant portion of my computer gaming are things I already own a PC, but not a Mac, copy of. I will remain, I expect, perfectly capable of using just about any OS put in front of me, but the various niftiness of Mac/OSX interface is not the sort of nifty that moves me. (Unlike, say, the iPod, where I find the touchwheel one of the niftiest interface tools I've come across in some time.)

[timotab]

Bootcamp :)

[leiacat]

Most car loans that I've met will helpfully pre-calculate the interest, but will actually recompute when you pre-pay. If you have doubts you can call and ask, but in overwhelming number of cases, you can finish early and save on the interest regardless of the payment schedule.

[ndkid]

Since this isn't my loan, there isn't much investigating I can do on it. anythingleft told me that the loan terms set the payback amount at, basically, principal + interest that would be accrued over the 60 month life, and I take her at her word.

[leiacat]

Sometimes that's actually true, but usually it's just what They want you to think. Most of the actual loan terms are structured such that they can only charge the interest that actually accrues, even if at absolutely every turn it's presented as an invariable.