FL....I hate you more and more
So today sucked. I realized today that my $$$ being put into my FL Retirement Fund was being put into a Pension Plan. The problem with that? Pension Plans = 20 years of working in FL. Uh...fuck no. That's not going to work for miss military spouse here. So I call them up to change it to the other plan.
Well apparently there was some stupid deadline Jan 29 that I knew jack diddly about when it came to having a choice to changing plans with no penalty. So because of that, they will change my plan to the yearly one, but it doesn't start until March and I can only have the Pension money they took out and put into the plan I wanted if I work 6 years in FL. Oh fuck that shit right there.
So basically. I have to forfeit all the retirement money sent aside since I started in August 09-March 10. Yeah...I'm pissed.
FL. You are screwed in the head. Not only that but the yearly plan that I want...it's 50/50 bonds and stocks. So the people over the phone were telling me I can potentially lose 8% of my retirement $$ with them depending on the stock. Fuck...that...shit.
VA = As soon as you are hired here are retirement plans - pick one - and we'll call you with updates over the phone. Here is the money, we have it for you, nothing will happen to it, and as long as you keep it with us until you turn 50, you don't have to pay any fees, other then interest. (BRILLIANT!)
I'm opening a Roth IRA account with Navy Federal this weekend. Scott already has one with the Navy, but I'm doing it so I can get the damn retirement money I deserve out of my pay with FL.
If they push back (again) or cancel my master's program next month...we are opting for early out of shore duty and going back to sea duty. Somewhere FAR FAR away from this shitty hellhole of a state.
Well apparently there was some stupid deadline Jan 29 that I knew jack diddly about when it came to having a choice to changing plans with no penalty. So because of that, they will change my plan to the yearly one, but it doesn't start until March and I can only have the Pension money they took out and put into the plan I wanted if I work 6 years in FL. Oh fuck that shit right there.
So basically. I have to forfeit all the retirement money sent aside since I started in August 09-March 10. Yeah...I'm pissed.
FL. You are screwed in the head. Not only that but the yearly plan that I want...it's 50/50 bonds and stocks. So the people over the phone were telling me I can potentially lose 8% of my retirement $$ with them depending on the stock. Fuck...that...shit.
VA = As soon as you are hired here are retirement plans - pick one - and we'll call you with updates over the phone. Here is the money, we have it for you, nothing will happen to it, and as long as you keep it with us until you turn 50, you don't have to pay any fees, other then interest. (BRILLIANT!)
I'm opening a Roth IRA account with Navy Federal this weekend. Scott already has one with the Navy, but I'm doing it so I can get the damn retirement money I deserve out of my pay with FL.
If they push back (again) or cancel my master's program next month...we are opting for early out of shore duty and going back to sea duty. Somewhere FAR FAR away from this shitty hellhole of a state.