(Untitled)

Sep 23, 2008 19:38

So. . . I seek the thoughts of wiser people on my friends list ( Read more... )

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fetha September 24 2008, 00:37:40 UTC
It's actually $700 billion - but even though my life right now revolves around the financial industry, I don't really understand it myself ( ... )

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my_rain_face September 24 2008, 01:50:28 UTC
$700 billion makes a lot more sense. As I was typing that, I was thinking, "Dude, $700 million is pocket change, this has to be wrong." Brain fart.

I don't understand how Republicans can justify nationalizing a financial institution (AIG), but nationalizing health care will apparently turn us all into huge Commies?

Heh. That's GOP logic for you. Socialism for the rich and free enterprise for the poor.

I talk to normal, middle-class people every day whose nest eggs have been diminished because of the economy, so it's not just something that's affecting the rich.

This is definitely true. That said, the cynic in me honestly wonders to what extent this proposed bailout will help those people, and to what extent it will just bail out the stockholders while leaving the debtors/consumers in the lurch.

Your ranting has helped immensely. Thank you!

(ps: totally hadn't friended you yet. Oops. Fixing that now.)

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my_rain_face September 24 2008, 15:02:21 UTC
Yeah, as I've been reading about this more, it seems like I was on target with that last point: this whole $700 billion plan will go towards bailing out corporations without addressing the underlying problem of foreclosure rates and average Americans who have watched their nest eggs shrivel up and die. It seems like the idea is for the government to buy up bad assets, so that threatened financial institutions are given the space and leverage to rebuild upon whatever strong assets they still have. Nobody has addressed exactly what the government is going to do with all of these bad assets that it buys up, but people seem puzzled by the idea that the end result won't be that the government suddenly owns a controlling share of the corporations it bails out (ie, we're not looking at a whole lot of mini-AIGs). And if the government does end up with influential stakes in all of these institutions -- I really don't see how it couldn't, but I'm probably missing something -- what's it going to DO with them ( ... )

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sangria_lila September 25 2008, 19:36:31 UTC
From what I understand of it though, if the government doesn't buy out, then that would make credit even harder to get because no one would be willing to invest capital. I could be totally wrong though.

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my_rain_face September 26 2008, 01:14:30 UTC
Well, frankly, credit SHOULD be harder to get -- the reason we're in this slump was because credit was given out willy-nilly to people who shouldn't have received it and who couldn't afford to pay it off.

The idea of the government stepping in is not objectionable to me. But the more I learn about this proposed plan, the more ridiculous it seems. Here's the best article I've seen on it so far, which details just how shortsighted and unnecessary it will be to throw $700 billion at this problem with no oversight and no real structure:

http://www.nytimes.com/2008/09/24/business/24leonhardt.html?_r=2&oref=slogin&oref=slogin

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