Go to this site.
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632 There's an extremely high chance you'll get the charges back. All of them. With interest.
And with that, I announce the commencement of operation FUCK CAPITALISM.
That is all.
p.s. tell everyone you know. Most claims are worth at least a couple of grand.