Interesting times
Bad: The bank (St George) claim to have never received the original copies of our FHOG application form. They also didn't mention this until yesterday; too late to get a replacement to them in time for settlement. This means they didn't approve the loan in time, and we will not be making settlement on the house today.
Good: Our conveyancer has rescheduled settlement for next Tuesday, and the mortgage broker has express-posted a new copy to the bank.
Bad: Currently waiting to hear back from the vendor about whether they'll charge penalty interest for the overdue payment. Two days doesn't sound like much, but interest charged on the cost of a house is painful - especially when we've tapped out our finances getting this far.
Good: My team made it through to the finals of the RMIT Business Plan Competition. We now have four days to revise and update the document. The finalists then give presentations on September 21st, which are used to determine the winners.
Bad: I'm not due to arrive back from Brisbane until 15min after our presentation starts. I need to find out whether I can re-schedule my Virgin Blue flight, or if I have to buy a new ticket... unfortunately I bought the cheapest ticket option, so all options are going to be expensive.
Good? I'd like to do some kind of birthday-ish thing next month, as my 30th conveniently falls on a Saturday. Organising something amongst the raw elemental chaos of the next few weeks will be a bit tricky, but I'll figure something out.
I'm beginning to realise why I've had so much trouble sleeping over the last two months.
Here's hoping we win the Business Plan competition :) I think my share of the prizemoney will go on medical bills and a bottle of Bushmills. Some time in 2010 I'd like to schedule in a quiet moment to lie down for a bit.
Good: Our conveyancer has rescheduled settlement for next Tuesday, and the mortgage broker has express-posted a new copy to the bank.
Bad: Currently waiting to hear back from the vendor about whether they'll charge penalty interest for the overdue payment. Two days doesn't sound like much, but interest charged on the cost of a house is painful - especially when we've tapped out our finances getting this far.
Good: My team made it through to the finals of the RMIT Business Plan Competition. We now have four days to revise and update the document. The finalists then give presentations on September 21st, which are used to determine the winners.
Bad: I'm not due to arrive back from Brisbane until 15min after our presentation starts. I need to find out whether I can re-schedule my Virgin Blue flight, or if I have to buy a new ticket... unfortunately I bought the cheapest ticket option, so all options are going to be expensive.
Good? I'd like to do some kind of birthday-ish thing next month, as my 30th conveniently falls on a Saturday. Organising something amongst the raw elemental chaos of the next few weeks will be a bit tricky, but I'll figure something out.
I'm beginning to realise why I've had so much trouble sleeping over the last two months.
Here's hoping we win the Business Plan competition :) I think my share of the prizemoney will go on medical bills and a bottle of Bushmills. Some time in 2010 I'd like to schedule in a quiet moment to lie down for a bit.