(no subject)

May 07, 2007 09:13

Apparently I'm stupid, but not as dumb as I could have been.

Got an e-mail on Friday night that I looked at briefly on Saturday and responded to rather quickly before heading off to a friends wedding some 3 hours drive away.

Well, the e-mail said it came from Pay-Pals, just like so many I've gotten from them before. It said that my account had been suspended, which it has been in the past, and that they needed to verify my credit card information in order to reactivate it.

Get back Sunday night from a weekend of wedding and gaming to find a call on the answering machine concerning my credit card and verifying transactions made with it. Turns out from calling them this morning that they had a number of attempted transactions made in Romania using my credit card and they had been flagged. Apparently the Pay-Pal thing wasn't an actual Pay-Pal e-mail and the like it had went to their well crafted website which looks identical to what Pay-Pal actually has.

The good news is that all of the transactions failed because not only was I a dope for giving them all of the information they requested, I was also ignorant and had no clue what my 4-digit pin number was for the card. So, everything else may have been correct (though I think I also gave them the incorrect expiration date) but because that number was wrong they couldn't use the card. Save by my own ignorance.

They are going to issue me a new card and cancel out the old one and that should take care of the problem. So, everyone else out there with a Pay-Pal account be very careful of this phishing scam. If you hover your mouse over the link they provide in the e-mail it should show you the actual link site, which does not go to paypal.com or anything affiliated with it. I live and learn with no major problem here. Good thing I still don't know what the 4-digit pin number is on a credit card, and I would appreciate people not telling me what it is. Safer that way.
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