The Saga for metal and rubber...SOMEONE HELP!!!
So I went in to work all happy happy joy joy ready to get my loan rollin for the car. (Read previous post for a clue.)
So we're looking up the loan values for the car...turns out, the car is worth 5500 NADA Value and they are selling it for 6800. Sweet I'm thinkin to myself, I can get it for cheaper. So I get on the phone and the woman starts to blow her top saying the credit union doesn't know what they're talking about and they're not accounting for the market value of the car and yada yada yada...
I personally think it's a good price for the car. If the engine and everything is allright, which it seems it is, and everything else is allright, I still want to get it. I fell in love with this car. I feel like I'm getting pulled in a hundred directions. It's tough to find a VW Diesel, especially under 10k and this thing is a mint.
SO HERE'S THE QUESTION: I am going to see how much the credit union will give me for the loan. Does anyone else have any ideas as far as what I can do for the rest of it? It's $1300. I'm thinking I might try to get the car place itself to finance me for the rest of it...or maybe have them finance me using whatever I can get as downpayment from the credit union. My dad thinks it's a bad deal. I feel really good about it. I need some help.
ANY IDEAS?
P.S. (While chatting with a friend, this sums it up perfectly how I am feeling.)
PheonixSn: i am just trying to get allthe bullshit behind me.
PheonixSn: so tired of it all. buying a car is hard enough without someone questioning every move you make and turning around and telling you you're doing the wrong thing.
PheonixSn: No wonder I can't make any decisions
PheonixSn: It makes me feel like I have ADD.
So we're looking up the loan values for the car...turns out, the car is worth 5500 NADA Value and they are selling it for 6800. Sweet I'm thinkin to myself, I can get it for cheaper. So I get on the phone and the woman starts to blow her top saying the credit union doesn't know what they're talking about and they're not accounting for the market value of the car and yada yada yada...
I personally think it's a good price for the car. If the engine and everything is allright, which it seems it is, and everything else is allright, I still want to get it. I fell in love with this car. I feel like I'm getting pulled in a hundred directions. It's tough to find a VW Diesel, especially under 10k and this thing is a mint.
SO HERE'S THE QUESTION: I am going to see how much the credit union will give me for the loan. Does anyone else have any ideas as far as what I can do for the rest of it? It's $1300. I'm thinking I might try to get the car place itself to finance me for the rest of it...or maybe have them finance me using whatever I can get as downpayment from the credit union. My dad thinks it's a bad deal. I feel really good about it. I need some help.
ANY IDEAS?
P.S. (While chatting with a friend, this sums it up perfectly how I am feeling.)
PheonixSn: i am just trying to get allthe bullshit behind me.
PheonixSn: so tired of it all. buying a car is hard enough without someone questioning every move you make and turning around and telling you you're doing the wrong thing.
PheonixSn: No wonder I can't make any decisions
PheonixSn: It makes me feel like I have ADD.