FUCKING BANKS!!!!!!!!!!! ARGH!!!
twice monthly, on the 1st and the 15th, i get an automatic money transfer from my dad for $350. this money comes from my education fund and i need it to pay my bills and eat.
according to my dad, he has this set up so that the transfers are completely automatic. if the 1st or the 15th falls on a weekend or a holiday, the transfer is processed on the next business day.
if i have any school expenses, i email my parents and tell them how much i need and what it's for and they foreward me the money. they do these kind of mini/sporadic transfers over the internet.
both my dad and i have accounts at the RBC (royal bank of canada).
of course, this month the 15th fell on a sunday. yesterday (monday the 16th) i recieved my cable/internet bill as well as my hydro bill. i went down to the royal bank to pay my bills at about 2 or 3 pm and the money hadn't arrived yet. i talked to a teller and she said that it may not have gone through yet, and to try again later that day. of course when i tried again at 5 pm, and once again at 9 pm my account balance still read as $1.98.
this morning, before my parents left we had breakfast together at Denny's. my dad said he checked his account that morning and that the transfer had gone through; his balance was down by $350. before they left they gave me $40 just in case.
again today about a half an hour ago, i left to try to pay my bills again. i checked my mail on the way out and i received another bill for my credit card. i go to the bank and check my balance on the ATM. again, my balance reads as $1.98.
livid, i go to see customer service and explain my situation to them. i try to explain to the woman that the transfers that go through on the 1st and the 15th are automatic. because she reads on my statement that there were a few transfers made from him after the 1st that went through the internet, she refuses to listen to/understand what i am saying. she insists that there must have been an error with the way my dad made the transfer on the internet. ugh!!!!! i tried again to explain to her that the transfers that go out on the 1st and the 15th only, the ones that are for $350 each time on those dates are automatic but she just doesnt get it.
my parents are currently on their way back to ontario so they can't help me until later today.
i KNOW that i am not going to go starving, and that my bills will be paid on time... but it just pisses me off that i am reliant on this inept, inefficient financial institution that very often treats me as though i am a nuisance, even though they are charging me to borrow and use my money. i fucking hate banks!! especially the RBC, this isnt the first time ive had problems with them!
i am so angry right now that i am on the verge of tears!! and now every little thing is pissing me off. the upstairs neighbours are playing tedious music too loud, travis isn't online to whine to and i have a long time to sit here and be pissed off until school starts.
UGH i hate being dependant on other people/things. i wish i could just handle all my financial stuff on my own but i am so bad with money.
according to my dad, he has this set up so that the transfers are completely automatic. if the 1st or the 15th falls on a weekend or a holiday, the transfer is processed on the next business day.
if i have any school expenses, i email my parents and tell them how much i need and what it's for and they foreward me the money. they do these kind of mini/sporadic transfers over the internet.
both my dad and i have accounts at the RBC (royal bank of canada).
of course, this month the 15th fell on a sunday. yesterday (monday the 16th) i recieved my cable/internet bill as well as my hydro bill. i went down to the royal bank to pay my bills at about 2 or 3 pm and the money hadn't arrived yet. i talked to a teller and she said that it may not have gone through yet, and to try again later that day. of course when i tried again at 5 pm, and once again at 9 pm my account balance still read as $1.98.
this morning, before my parents left we had breakfast together at Denny's. my dad said he checked his account that morning and that the transfer had gone through; his balance was down by $350. before they left they gave me $40 just in case.
again today about a half an hour ago, i left to try to pay my bills again. i checked my mail on the way out and i received another bill for my credit card. i go to the bank and check my balance on the ATM. again, my balance reads as $1.98.
livid, i go to see customer service and explain my situation to them. i try to explain to the woman that the transfers that go through on the 1st and the 15th are automatic. because she reads on my statement that there were a few transfers made from him after the 1st that went through the internet, she refuses to listen to/understand what i am saying. she insists that there must have been an error with the way my dad made the transfer on the internet. ugh!!!!! i tried again to explain to her that the transfers that go out on the 1st and the 15th only, the ones that are for $350 each time on those dates are automatic but she just doesnt get it.
my parents are currently on their way back to ontario so they can't help me until later today.
i KNOW that i am not going to go starving, and that my bills will be paid on time... but it just pisses me off that i am reliant on this inept, inefficient financial institution that very often treats me as though i am a nuisance, even though they are charging me to borrow and use my money. i fucking hate banks!! especially the RBC, this isnt the first time ive had problems with them!
i am so angry right now that i am on the verge of tears!! and now every little thing is pissing me off. the upstairs neighbours are playing tedious music too loud, travis isn't online to whine to and i have a long time to sit here and be pissed off until school starts.
UGH i hate being dependant on other people/things. i wish i could just handle all my financial stuff on my own but i am so bad with money.