Getting a house!
So my dad has finally come around the idea to buy a house and I could pay a lower morgage than I am rent while building equity and earning him tax credits up the wazoo.
Upside-
Place to live! A house to one day inherit (with actual floors and stuff)! A place to organize and settle for the long haul. To truely customize. A pooooooooool!
Downside-
Having this generosity over my head whenever dad does a shitty thing like humiliate me because of my fat or forget my birthday. Dad having this helping me as an excuse to bad mouth my mom (and me to a lessor extent) money handling skills. A variety of up front costs and shitty paperwork dad won't do (like home owners ins). Paying utilities may require a roommate.
My financial situation may end up around the same or better? Depending on the need for roommate to cover utilities scenario but there is an even more significant feeling of security....like if I am short Dad isn't going to kick me out and has enough to cover it.
I feel really lucky and privileged to have this as an option and worry that people will say I'm spoiled when really the only luxury I indulge in is internet and comic books. No tv or cable for a year now...and doing most of my eating at the free work cafeteria.
Right now is weeks 1-3 pay go to rent and the last pay check goes to car insurance,cell phone, and internet and like $40 left over for food/gas/fun.
Anyway....this place has a converted garage to poolhouse that would be perfect for my massage biz so I'm going to get that going again and really get my life together with this new house.
*fist pump*
Wish me luck! Closing should be end of June.