The funnies credit card application ever
In the mail I received an offer for a credit card which I typically just put through the shredder.
But I have shitty credit and this offer had a 9.9% APR. Not entirely a bad offer. So I gave the fine print a read through.
And I laughed out-load!
"One Time" Fee: $29.00
"Program" Fee: $95.00
1st Annual Fee: $48.00
2nd Annual Fee: $72.00
"Additional" Fee: $20.00
Total Starting Balance: $264.00
Which is amusing in itself. Who would turn down the opputunity to throw away a minimum of $264.00?
But no...theres more! Further investigation lead me to find that any balance over $20.00 will be assessed a $3.00 fee on top of fiance charges. They will also charge $25.00 each time they choose to raise your credit limit. Your approval not needed! Evaluated by the CC company every 6 months.
Further reading lead to the punch line. Opening credit limit $250.00.
Ahhhh...the CC Company...blood sucking vampires!
But I have shitty credit and this offer had a 9.9% APR. Not entirely a bad offer. So I gave the fine print a read through.
And I laughed out-load!
"One Time" Fee: $29.00
"Program" Fee: $95.00
1st Annual Fee: $48.00
2nd Annual Fee: $72.00
"Additional" Fee: $20.00
Total Starting Balance: $264.00
Which is amusing in itself. Who would turn down the opputunity to throw away a minimum of $264.00?
But no...theres more! Further investigation lead me to find that any balance over $20.00 will be assessed a $3.00 fee on top of fiance charges. They will also charge $25.00 each time they choose to raise your credit limit. Your approval not needed! Evaluated by the CC company every 6 months.
Further reading lead to the punch line. Opening credit limit $250.00.
Ahhhh...the CC Company...blood sucking vampires!