Living a debt-free life

Aug 29, 2008 16:12

Being up to the ears in debt is so not me! I'm a saver rather than a spender...though it depends ;)
I cannot say I'm a huge fan of BT plastics, though I find them really useful when you need to pay off a heavy debt on much more favorable terms.
One day, we had a friendly talk with Jenny, a savvy mother of a pretty angel named Ann. The only problem of Jen is that she can spend mega bucks on clothing! Needless to say, how this shopping affects her budget. My advice was to obtain a good BT card and transfer her monstrous balances onto one card with an extensive promo period. I warned her that best BT cards are rewards ccs, and she should forget about this card until she pays off the entire balance on her new card. And you know what? She succeeded in doing this!!! I'm really proud of her!!!


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