the plan for a foodie's stomach

[miki]

via hsbc online savings account 5.85% rate, i am starting a "gourmet foodie places to eat" savings fund. money from this fund will be spent on dining experiences (and splurges) at restaurants on my foodie wish list. note: because expensive does not necessarily equal high quality, places like blowfish (aka blow-chunks) and koi are not on the list

Comments

[lilunghwa]

hey what is hsbc? how do i sign up for that crazy rate? i thought my 5.45 was good.

[miki]

6.0% is promotional until april 29, 2007. so for that period, the rate averages 5.85%. try www.hsbcdirect.com

after the promotional period, it's only 5.05%

who do you bank w/ to get that 5.45??

[chromemolly]

I personally HATED HSBCdirect for the sole reason that their web banking services are convoluted and crazy. Multiple passwords and logins, etc.

Paypal is 50x easier and the current rate is 5.02%.

[wukemon]

hmmm.. how is paypal with withdrawals/transfers? as in, if it's more liquid than hsbc, i'm so there.

[chromemolly]

Paypal is much easier/quicker in my opinion, though transfer times are still sketchy. I don't understand how it can take more than a day, but that intermediate float that they get extending it to 3 days must add up to a lot of coin.

HSBC just hasn't gotten the web experience down right yet. They're a brick and morter playing catch-up and failing.

[lilunghwa]

sorry that's 4.45! i STILL thought that was good...