Jun 05, 2006 00:24
come to the conclusion that i need to budget myself. since i have a job where i can rent movies for free, i dont need to go out everynite and waste money. i'll get bored, but i just cant do it anymore. once we get our new fridge i wont need to waste money on food and since i wont be going out as much i will save money on gas. i think i am going to limit myself to eating out twice a week or less, and going out twice a week, meaning i cant go out to places everynite that requires me to spend tons of money. i have just noticed that i have been out alot lately and each time i go out i spend $10 or more so that has to stop. if i want a new car i have to do this. now if the event is free, or i can just walk around and chill, then thats ok. i really need to find free events around town. i really need to call tina. im done with the credit card after i get my hair cut and pay for my class this summer, but my moms paying for the class so it really doesnt count. im going to open another savings account and save for when i try out for corp. im tutoring one of my girls on rifle this summer so all that money will go to that and once i get paid from west that will go as well. part of my pay check will go in that savings account and my regular savings. i may need to make some kind of adjustments once i know what my check will be like but the main thing is that i keep track of what im doing with my money, i really dont like having a empty wallet.
breakdown:
25% bill #1 credit card, phone, car, or car insurance
20% bill #2 credit card, phone, car, or car insurance
15% savings #1 regular savings
10% savings #2 corp savings (optional)
30% living for two weeks
since im writing it down i have something to stick to. if i just think it and dont have witnesses, i will play like i never said it to myself and go about wasting everything i make, which aint much.