My car was stolen last thursday. Recovered stripped, cosidered total loss. In Sacramento.
I'm frustrated. Should I put tons of effort into something that might not pay off (getting more from aaa after they lowballed the value of my car prior to it being stolen), and in the process become more frustrated and sad and mad and exhausted? Or should I just let it go and allow my problem to be ongoing (for as long as one more year while I pay off the loan on a car I no longer own) but not as stressful? Does a lot of stress not pay off necessarily, or should I just give up? I don't feel like I have the energy to be fighting for this as much as I ought to be. I wish I had an agent that honestly wanted the best for me and my situation. I want this to all be dealt with. I'm glad I can talk and know most of my rights. It's just... I can't keep up with all of this. Whenever I think I have the upper hand, something knocks me on my ass. Over and over again.
For the longest time, I was thinking that I had such a good life and that I was really enjoying every day, I was low-stress, I could handle the world, and work wasn't even that bad. I just don't want to deal with any of this! I want to wake up and make it all disappear! I should've just stayed home and drank or gone on myspace. Or maybe I should've taken the time to do what my damn instincts were telling me. Like "take that out of your car so it won't get messed up or stolen." or "I should go check on my car or move it or something" or "maybe we should just go another time" or "I should really take these out of my car, because they're new and desirable even if they aren't in view"... I feel like such an idiot. Why didn't I take the time to install the alarm? It would've cost me so much less in the long run. I can't believe what an idiot I am for not thinking about the possibility of loss. I should've known better.
Gerry at Coast Central says I should fight for it, and that she'll try whatever she can to get the leftover amount I owe on the loan to be taken off since the car was totaled... I'll have to keep in touch with her. and OH MY GOD I KNOW ABOUT GAP INSURANCE. I don't think I have it. If I did have it, i wouldn't be freaking out about all this..
I need to talk to the local AAA office to see if my claim can be transferred there. Everyone I talked to about my claim (from the aaa hotline and in sac) told me different things. And the guy who appraised my car didn't know what was originally equipped with the car, so I don't think it's fair for him to name a price without even asking me those things. Then comparing my Eureka car to a Sac car with the same specs is unfair because of the difference in market value. They have much more competition, which drives the cost and value of the vehicle down. (More supply>>demand=greater competition).
I am so frustrated. And broke. And I started school today. My materials lists for my classes are INSANE. Both my art classes require a list that's a FULL PAGE LONG, items ranging from $1 to $20 each. I have to beg for $ again to buy school supplies. How lame is that?
For the longest time, I was thinking that I had such a good life and that I was really enjoying every day, I was low-stress, I could handle the world, and work wasn't even that bad. I just don't want to deal with any of this! I want to wake up and make it all disappear! I should've just stayed home and drank or gone on myspace. Or maybe I should've taken the time to do what my damn instincts were telling me. Like "take that out of your car so it won't get messed up or stolen." or "I should go check on my car or move it or something" or "maybe we should just go another time" or "I should really take these out of my car, because they're new and desirable even if they aren't in view"... I feel like such an idiot. Why didn't I take the time to install the alarm? It would've cost me so much less in the long run. I can't believe what an idiot I am for not thinking about the possibility of loss. I should've known better.
Gerry at Coast Central says I should fight for it, and that she'll try whatever she can to get the leftover amount I owe on the loan to be taken off since the car was totaled... I'll have to keep in touch with her. and OH MY GOD I KNOW ABOUT GAP INSURANCE. I don't think I have it. If I did have it, i wouldn't be freaking out about all this..
I need to talk to the local AAA office to see if my claim can be transferred there. Everyone I talked to about my claim (from the aaa hotline and in sac) told me different things. And the guy who appraised my car didn't know what was originally equipped with the car, so I don't think it's fair for him to name a price without even asking me those things. Then comparing my Eureka car to a Sac car with the same specs is unfair because of the difference in market value. They have much more competition, which drives the cost and value of the vehicle down. (More supply>>demand=greater competition).
I am so frustrated. And broke. And I started school today. My materials lists for my classes are INSANE. Both my art classes require a list that's a FULL PAGE LONG, items ranging from $1 to $20 each. I have to beg for $ again to buy school supplies. How lame is that?