I recommend any free basic checking account you can find (I have mine at chase) and then getting an online savings and checking through ING Direct. The high yield interest on both is a really nice benefit:)
oh, and if you'd like a referral link, let me know and I can email to you. It's a promotional thing where they'll put $25 in your account when you open it with $250.
http://home.ingdirect.com/
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