Foreclosed...

Oct 27, 2009 19:59

So, as most of you know there are woes with dealing with the home in Sandusky ( Read more... )

Leave a comment

Comments 7

deafelis October 28 2009, 01:39:10 UTC
:/ igch.

Reply


xhollydayx October 28 2009, 03:05:54 UTC
Horrible to hear! I do know, from familial experience and from friends, that everyone seems to want to keep renters, especially if they seem nice. My friend purchased a two family home, and his renter had been there for a few years plus she has two younger daughters. He had the option of kicking them out, but figured why bother? He cuold search for new renters for a while or stick w/ the good family already there. Even though it's going up for Sheriff's sale, if the owner of your building wanted to, there's enough time for him to attempt SOMETHING.

Reply

loadhan October 28 2009, 13:44:05 UTC
I am hoping a new owner won't want us to move. I know it's likely they'd want existing renters instead of empty units. However, if it goes to a bank or some other corporate entity, they don't want to deal with the hassle of renting property and will just kick everyone out in hopes of selling an empty house.

Of course, if it doesn't sell for ages then we're stuck paying the landlord who already foreclosed. :P

Reply


lynevere October 28 2009, 12:38:18 UTC
Yeow. I wonder if there are any guidelines for informing the residents when the foreclosure process starts? Good luck.

Reply

loadhan October 28 2009, 13:38:44 UTC
I'm told the building (not just the landlord) is supposed to get a warning of impending foreclosure and suggestions how to try to avoid it in the mail - but that would have come in mid-summer before the actual foreclosure. If it had, what probably happened was it was listed as "Resident", "Occupant", or "Owner" and put it into another mailbox and no one looked at it.

As for the owner of the property telling the residents... That's the owners' call. I don't think there are any regulations to that and usually, it seems, the owners avoid this trivial detail. :P

Reply


thekat03 October 29 2009, 16:36:12 UTC
want to be a landlord? foreclosures are usually a good price, and if there's other renters that are reliable in paying rent, you could probably easily afford the mortgage payments on a loan for $60,000. honestly, even if there aren't other renters, a mortgage for $60,000 is probably comparable to how much you pay now for rent. hard to know if the place will go for that much, but with the housing market as it is, it may be worth a try.

Reply

loadhan October 29 2009, 17:00:14 UTC
Want to be a landlord? Short answer... no. Long answer... NOOOOOOOO!!!

Not after the crap we're dealing with in Sandusky and how difficult I think it would be to find tenants we could trust. Even the current renters are not our ideal kind of renters.

I was told that on foreclosed properties you need a lot of down payment - which we don't yet have. Plus this would require getting a loan from a bank in just one day just for the chance to bid on a property that isn't in the best of shape?

I thought about it but I don't think it's what I want to do. Even if I could use the extra space as costume storage....

Reply


Leave a comment

Up