Tomorrow, or Why I Have No Brain
This morning, I had significant trouble figuring out how to find a cup for my coffee, and how to read my daily online comics. Last night, I had a series of anxiety dreams that were impressive in their variety and creativity.
Why? I'm buying a house tomorrow. At least, I hope so.
I've been trying to buy this house (condo, technically) since the beginning of March. I didn't know at the time I put in the offer that the property was in foreclosure, and the sellers were declaring bankruptcy. When I found out, I figured this would just make them more motivated to sell. The property had been on the market for a while, after all.
I guess my first clue should have been when, rather than returning the signed contract to me quickly, after I sent over the deposit check, both the seller and the lawyer chose to take consecutive vacations instead, and take nearly a month to return the contracts that I had already signed. When the closing date on that contract came and went because the mortgage company couldn't get in touch with them to schedule the appraisal, that perhaps should have been the second clue.
Regardless, I was completely blindsided by the fact, once I finally got all my mortgage details in order, and locked down with an expiration date, that the bankruptcy proceedings had not been resolved, and there was now some possibility that they would not be able to sell me the house at all, and that the whole thing was delayed indefinitely.
My lawyer, who is The Best Real Estate Lawyer In The World, pushed and pushed and pushed and managed to get them to resolve everything by the Absolute Last Day I would be able to close, before my mortgage offer expired. That day is tomorrow, Monday, July 14th. It was 'pencilled in' up until last Monday, until the other lawyer, who is apparently The Worst Real Estate Lawyer In The World, finally committed to the date. Tuesday, Wednesday, Thursday passed without event.
On Friday, I got voicemail from the realtor. She's a personal friend of the seller, and is a whole new journal entry's worth of unprofessional. Let's just call her The Flake. The Flake got a call from the seller (let's call her The Burnout), who wanted to know, since, despite having accepted my offer FOUR MONTHS AGO, she had left the packing and moving to the last minute, was it OK to move the closing to Tuesday?
Fortunately, The Best Real Estate Lawyer In The World came to my rescue on this, and a number of other show-stopping last-minute stupid emergencies, and the closing is still on for tomorrow. I have a walk-through scheduled for right before the closing, and while I did see a moving truck there yesterday (I'm not a stalker, it's right around the corner from where I live now), I have very little confidence that the place will be empty in time. I really don't know what I will do if it's not.
I'm told that often people shut down emotionally for this process in order to survive the on-again, off-again roller coaster ride. (And the signing of the Very Large Checks - did I mention the closing costs are going to be triple what I had budgeted for?) I've so far been unable to shut down. There was actually a point on Friday where I was literally hiding under my desk.
Tomorrow, I get to meet the other seller (let's call him The Deadbeat), The Burnout, TWLITW, and my Awesome Team, but not The Flake, because she's apparently in the hospital for surgery this week.
So, today, I have no brain. I expect tomorrow will be worse. Fortunately, I've made arrangements to not be the one driving home from the closing.
Think happy, non-homicidal thoughts in my direction tomorrow, for the sake of The Burnout, The Deadbeat, TWL, and my continuing lack of jail time.
Why? I'm buying a house tomorrow. At least, I hope so.
I've been trying to buy this house (condo, technically) since the beginning of March. I didn't know at the time I put in the offer that the property was in foreclosure, and the sellers were declaring bankruptcy. When I found out, I figured this would just make them more motivated to sell. The property had been on the market for a while, after all.
I guess my first clue should have been when, rather than returning the signed contract to me quickly, after I sent over the deposit check, both the seller and the lawyer chose to take consecutive vacations instead, and take nearly a month to return the contracts that I had already signed. When the closing date on that contract came and went because the mortgage company couldn't get in touch with them to schedule the appraisal, that perhaps should have been the second clue.
Regardless, I was completely blindsided by the fact, once I finally got all my mortgage details in order, and locked down with an expiration date, that the bankruptcy proceedings had not been resolved, and there was now some possibility that they would not be able to sell me the house at all, and that the whole thing was delayed indefinitely.
My lawyer, who is The Best Real Estate Lawyer In The World, pushed and pushed and pushed and managed to get them to resolve everything by the Absolute Last Day I would be able to close, before my mortgage offer expired. That day is tomorrow, Monday, July 14th. It was 'pencilled in' up until last Monday, until the other lawyer, who is apparently The Worst Real Estate Lawyer In The World, finally committed to the date. Tuesday, Wednesday, Thursday passed without event.
On Friday, I got voicemail from the realtor. She's a personal friend of the seller, and is a whole new journal entry's worth of unprofessional. Let's just call her The Flake. The Flake got a call from the seller (let's call her The Burnout), who wanted to know, since, despite having accepted my offer FOUR MONTHS AGO, she had left the packing and moving to the last minute, was it OK to move the closing to Tuesday?
Fortunately, The Best Real Estate Lawyer In The World came to my rescue on this, and a number of other show-stopping last-minute stupid emergencies, and the closing is still on for tomorrow. I have a walk-through scheduled for right before the closing, and while I did see a moving truck there yesterday (I'm not a stalker, it's right around the corner from where I live now), I have very little confidence that the place will be empty in time. I really don't know what I will do if it's not.
I'm told that often people shut down emotionally for this process in order to survive the on-again, off-again roller coaster ride. (And the signing of the Very Large Checks - did I mention the closing costs are going to be triple what I had budgeted for?) I've so far been unable to shut down. There was actually a point on Friday where I was literally hiding under my desk.
Tomorrow, I get to meet the other seller (let's call him The Deadbeat), The Burnout, TWLITW, and my Awesome Team, but not The Flake, because she's apparently in the hospital for surgery this week.
So, today, I have no brain. I expect tomorrow will be worse. Fortunately, I've made arrangements to not be the one driving home from the closing.
Think happy, non-homicidal thoughts in my direction tomorrow, for the sake of The Burnout, The Deadbeat, TWL, and my continuing lack of jail time.