(no subject)
I've decided to dip into my "don't touch this money unless you are buying a house or paying for your wedding" stash to pay off my credit card debt. What I really should do is just cut up my AmEx, but I like getting JetBlue points. Hmmm. I mean, I probably put like $700 a month towards paying off my card, but then I keep using it. I maybe charge $300/month, but I dug myself a pretty deep hole over the summer with my new laptop, car stuff, and Disneyland pass. Granted, my secret account won't be affected much by my using a bit to pay my bills, but I really don't like using it. It's special. It's my reserve. I'll need it later for more important things in life.
The problem as of right now with my financial situation is that even though I'm working three jobs and living at home, I haven't been able to save that much money because I've been putting it towards my credit card payments (and shopping, but that's besides the point). Once I get the card situation sorted out, then I can look at the next step: moving out.
Between PC World, nannying, and Urban Outfitters, I know I can afford to be out of my parents house and paying my own rent. I make a grand a month just from nannying - more than enough for rent/utilities somewhere, and then the money from my other jobs can be put towards my living and fun expenses. True, I have no idea where I'll be once my internship ends in June, but I can just up my hours at The Urbs and use my secret savings if need be. I don't really hate being at home anymore, but I think its time for me to leave again.
However, like everything, there is a hitch in the plan. A few months ago, Christine and I started talking about getting a place together in San Francisco when she graduates from Cal Poly in June. That would be AWESOME. I'd love to live with Christine, I think we'd be compatible housemates and I would much rather live with a friend then live by myself or with randos. So, Christine graduates in June, meaning the earliest we could start a lease would be July. She probably won't want to move out until she has a job... and what if it takes her a while to find a job? It took me three months to find a part-time internship that pays $10/hr, and I still had to pick up extra things to make ends meet. Chances are that it will take a few extra months post grad to get going on the moving out.
I'm ready now(ish), but I don't want to start looking for something and have Christine think that I'm bailing on our tentative plan. That's certainly not my intention.
Thoughts?
Oy.
The problem as of right now with my financial situation is that even though I'm working three jobs and living at home, I haven't been able to save that much money because I've been putting it towards my credit card payments (and shopping, but that's besides the point). Once I get the card situation sorted out, then I can look at the next step: moving out.
Between PC World, nannying, and Urban Outfitters, I know I can afford to be out of my parents house and paying my own rent. I make a grand a month just from nannying - more than enough for rent/utilities somewhere, and then the money from my other jobs can be put towards my living and fun expenses. True, I have no idea where I'll be once my internship ends in June, but I can just up my hours at The Urbs and use my secret savings if need be. I don't really hate being at home anymore, but I think its time for me to leave again.
However, like everything, there is a hitch in the plan. A few months ago, Christine and I started talking about getting a place together in San Francisco when she graduates from Cal Poly in June. That would be AWESOME. I'd love to live with Christine, I think we'd be compatible housemates and I would much rather live with a friend then live by myself or with randos. So, Christine graduates in June, meaning the earliest we could start a lease would be July. She probably won't want to move out until she has a job... and what if it takes her a while to find a job? It took me three months to find a part-time internship that pays $10/hr, and I still had to pick up extra things to make ends meet. Chances are that it will take a few extra months post grad to get going on the moving out.
I'm ready now(ish), but I don't want to start looking for something and have Christine think that I'm bailing on our tentative plan. That's certainly not my intention.
Thoughts?
Oy.