Damn Economy
First thing this morning there was a brief meeting with our company employees today. Our general manager announced that there were going to be some cuts taking place starting next week due to the economy. I thought we were is pretty good shape, but I guess not all is avoidable. The good news is that everyone gets to keep their jobs which is awesome, the downside is that everyone's hours are cut a bit. I'm not really complaining here, I just am coming into some realizations that everyone is not as well off and what we had hoped.
Basically our hours our cut by 2.5 hours a week, which would be 30 minutes a day. Not bad, right? Well it is a bit of a deduction in pay, which for some you really will notice it. I know I will, but I can still make all my payments and stuff. The thing that made me the most upset I guess was the whole retirement plan issue, but hey, I am grateful to still have my job is all I have to say. I should be more worried about that, shouldn't I. It just sucks, but I knew is a weird way something was going to happen. It is only "temporary" but we will see just how temporary it is. Even the owner of our company cut down his own salary because he didn't want to cut anyone, and he really feels that he has a great staff! How amazing is that. Not all bosses or owners are very willing to cut their own pay, but since its his company, he is damn set and determined that our place will not close and get through this recession.
I really hope this whole economic crisis will end soon. I've had mixed feeling about the whole stimulus package topic. Yes I think we should have it to help the people that got screwed over my other people for being do fucking greedy and cheating people out of stuff. No, we shouldn't have it because who wants to bail those fuckers out for screwing other people over, BUT if we don't do it, it doesn't help anyone. FOR GOD SAKES!! What a fucking mess. I feel so bad for people that lost their homes due to the whole loan issue. Things were not addressed at all either but the realtor, OR the bank who gave them the loan. I feel bad for anyone that is trying to get a loan to get a car or something since there is such a freeze on everything. I feel bad for everyone regarding jobs or lost jobs, I just really hope things will turn around quickly. I have become extremely opinionated regarding this whole topic and some other things, but will cease to comment as not to offend anyone because I will get nasty about it.
Now that I have gone on a tangent . . . I think I will start monitoring my expenses and see what I can do. It sucks when people cut back, but you have to. Then it puts other people out of work because people have cut back. Such a vicious cycle. I have a goal or buy my own house or condo because it would be a very good investment. It's one of the best investments you can actually make for yourself, so says Suze Orman, but seriously. I would rather save and do that, then blow my money on rent. I'm saying if you are renting, that it is such a bad thing. Renting is nice if you want to venture somewhere new for year or two and then come back, but for me, I always think in a long-term perspective. I feel like I doing not enough to get my self set up for the real world stuff like taxes beyond craziness on many things, not just federal, electricity, water, sewer, its just yucky. All I'm doing is saving, paying for my car, gas, auto insurance, gym membership, putting money into my two retirement plans, and of course my loving dog. I'm not paying for food, or rent, or anything that has to do with bills for the house. I will only use my credit card for gas now, THAT IS IT! I refuse to use it unless I absolutely have to now. God, why do our lives circulate around money? Its so dumb sometimes! We will never be happy with the amount we make because that seems to be our nature. We spend or put out more then we save or keep, which is a statistic. I'm really thinking about bring back the old way of payment, which would be trading. I will give you this chicken that lays eggs if you give me that coat, yes? *wink* Oh well, money makes the world go around and we must adapt the best way possible and live the best way we can. I'm thinking of trying to go back to my summer job if they let me. We'll see after a couple months.
Basically our hours our cut by 2.5 hours a week, which would be 30 minutes a day. Not bad, right? Well it is a bit of a deduction in pay, which for some you really will notice it. I know I will, but I can still make all my payments and stuff. The thing that made me the most upset I guess was the whole retirement plan issue, but hey, I am grateful to still have my job is all I have to say. I should be more worried about that, shouldn't I. It just sucks, but I knew is a weird way something was going to happen. It is only "temporary" but we will see just how temporary it is. Even the owner of our company cut down his own salary because he didn't want to cut anyone, and he really feels that he has a great staff! How amazing is that. Not all bosses or owners are very willing to cut their own pay, but since its his company, he is damn set and determined that our place will not close and get through this recession.
I really hope this whole economic crisis will end soon. I've had mixed feeling about the whole stimulus package topic. Yes I think we should have it to help the people that got screwed over my other people for being do fucking greedy and cheating people out of stuff. No, we shouldn't have it because who wants to bail those fuckers out for screwing other people over, BUT if we don't do it, it doesn't help anyone. FOR GOD SAKES!! What a fucking mess. I feel so bad for people that lost their homes due to the whole loan issue. Things were not addressed at all either but the realtor, OR the bank who gave them the loan. I feel bad for anyone that is trying to get a loan to get a car or something since there is such a freeze on everything. I feel bad for everyone regarding jobs or lost jobs, I just really hope things will turn around quickly. I have become extremely opinionated regarding this whole topic and some other things, but will cease to comment as not to offend anyone because I will get nasty about it.
Now that I have gone on a tangent . . . I think I will start monitoring my expenses and see what I can do. It sucks when people cut back, but you have to. Then it puts other people out of work because people have cut back. Such a vicious cycle. I have a goal or buy my own house or condo because it would be a very good investment. It's one of the best investments you can actually make for yourself, so says Suze Orman, but seriously. I would rather save and do that, then blow my money on rent. I'm saying if you are renting, that it is such a bad thing. Renting is nice if you want to venture somewhere new for year or two and then come back, but for me, I always think in a long-term perspective. I feel like I doing not enough to get my self set up for the real world stuff like taxes beyond craziness on many things, not just federal, electricity, water, sewer, its just yucky. All I'm doing is saving, paying for my car, gas, auto insurance, gym membership, putting money into my two retirement plans, and of course my loving dog. I'm not paying for food, or rent, or anything that has to do with bills for the house. I will only use my credit card for gas now, THAT IS IT! I refuse to use it unless I absolutely have to now. God, why do our lives circulate around money? Its so dumb sometimes! We will never be happy with the amount we make because that seems to be our nature. We spend or put out more then we save or keep, which is a statistic. I'm really thinking about bring back the old way of payment, which would be trading. I will give you this chicken that lays eggs if you give me that coat, yes? *wink* Oh well, money makes the world go around and we must adapt the best way possible and live the best way we can. I'm thinking of trying to go back to my summer job if they let me. We'll see after a couple months.