Financial Woes - Sort Of.

[keribear]

I am putting money automatically into savings every month from my paycheck, and apparently it's a damned good thing I'm doing so.  Even though my savings account is slowly growing, my checking account is stagnating and refuses to ever get above a certain dollar amount.  This is very frustrating because I am putting a FAR LARGER portion into

Comments

[bantunianpeanut]

Last time I bought clothes was from threadless.com. I wait until they have sales and buy their $5 shirts. I'm not very fashionable and only buy clothes when I really need them, and then, usually from Gabes, threadless.com, or secondhand. I wait until shoes are out of season or out of style and go on sale before buying them. I definitely spend no more than $350 a year on clothes. I have a lot of clothes from high school I still wear, haha. My mom gives me hand-me-down clothes from her friend's neighbor who happens to wear the same sizes as me! (lucky me.) My mom always buys me some clothes for Christmas too, and that really helps. This year she got me a nice down coat and a pair of corduroys probably worth $100 total. I don't let her waste her money on knickknacks or useless objects! I tell her I need clothes, not useless crap. lol. So that helps out a lot too

[bantunianpeanut]

Also, give it some time. Sounds like you are just recovering from furnishing your place, and that costs WAY more money than you realize. Now that you have all the furnishings you need, I bet it'll be easier on the checkbook. I furnished a trailer after moving there and it ate my wallet alive. I couldn't believe it. =P

[keribear]

I get what you mean about possessions owning you more than you own them. I cleaned out my closets today and am throwing out a BUNCH of stuff I don't need. And I haven't even allowed myself to tackle my sweaters, yet - I know that would mean ANOTHER huge trip to Good Will. I have no idea how I accumulate so much... and I feel guilty having it and guilty having to get rid of it. Trying to simplify my life is probably a good priority to have right now. It's just that new shoes are so SHINY. ;) But there have got to be other ways for me to cut back on STUFF that I buy. This is good to keep in mind. :)

[shamrokk]

Bah, I wish you lived closer. I'd totally take all your old clothes!

[rjdays]

Love it! Couldn't agree more. I'm always trying to reduce the number of things I own, too. Tyler Durden is right!

[bantunianpeanut]

Tyler Durden is my hero! Well, he was in the first half of the book, haha.