Where I'm at in my life (warning: full of sadness)

[kelsietrpt]

Hello friends.

Can we talk for a second?

I have no mind for pretty poetics and dazzling imagery right now.  I can't even muster a few sardonic jokes about my students or politics or the economy.

Nope.

First of all: Chaplin is alright.  He made a full recovery.  Thank you to all who kept him in your thoughts and prayers.

Now I shall indulge my selfish

Comments

[wtfisjohn]

honestly? go to the doctor, get the operation, don't worry about health insurance, save your life, sit in your bed for a while, then file chapter 7. it'll fuck your credit for 10 years, but you'll be alive and well. I'd say try and wait the 60 days, but if it gets worse at all, just go. you can't technically lose your job (there's laws in place to protect you for up to a certain period) Also, did i miss something, aren't you employed at the local college still? don't they offer insurance? if you get insurance through a corporation (such as the college) you cannot be denied because of pre-existing conditions. only if you get insurance yourself can you be denied a pre-existing condition. i've been learning up on this stuff as i slowly run out of time on parent's plan. Go to HR at the college (there SHOULD be one, somewhere) and ask around. i'm 85% sure i'm right on this, but, it could just be in the state of NJ that you can't be denied a pre-existing. in which case, you should be able to get the insurance regardless through the college. And, even if you're an adjunct with barely any hours you SHOULD be eligible thanks to the teacher's unions. you could always ask a local rep...there's going to be one somewhere, and adjuncts are covered as well.

Anyway, hon, do what you have to do to get better. money comes and goes, credit is a joke anyway. you've already signed the house, so they can't just take it away, even in a chapter 7 situation. it's actually surprisingly hard to get evicted, or have your house repo'ed. like, missing 1 year straight of payments kinda thing. just do what you have to do to be healthy. everything else will work itself out in the end. love ya darlin'

[sandokai]

A lot of adjuncts aren't covered by insurance nor eligible for insurance. I adjunct at 2 colleges in Pennsylvania and can't get insurance from either of them.

I agree that she should try to get the operation though. I don't think hospitals just give it to people though-- sometimes they make you come up with he money upfront.

[wtfisjohn]

really? i work as an adjunct in NYC and we're definitely covered. and, there are funds available in hospitals to help those without insurance. If you show up to the ER and NEED the operation, they HAVE to do it, technically. hippopotamus oath and all that jazz...worst case is they transfer you to a different hospital, but it'll still happen

and i'm really surprised you're not covered as an adjunct. I know almost all NY and NJ schools adjuncts are. you should check, cause even part-time workers in corporations are available for benefits. and if there is any union present at all, then you should file a complaint and get adjuncts covered. after all, you're a worker too, why should part-time janitors get coverage but not you?

[sandokai]

No, in PA we're not. We're not even allowed in the college's teacher union. We could form our own union, but it's hard when teachers zip in an dout to teach for 1 or 2 hours a day and commute from all over.

It makes me really mad that we're not allowed in the union. Seems to go against the whole point of unions.

A bad thing about being covered, though, is they'll often cut people down to only 1 class so that they don't have to give you health insurance. I believe SUNY is doing that this semester-- if you teach 2 you're supposed to be eligible for health insurance, so they cut everyone down to 1. So I don't know what people are supposed to do about that either.

[wtfisjohn]

it's true, they do cut down course loads. however, with CUNY at least, you can still keep your benefits but you have to pay a bit more...but, no matter what you're in PSC, so you can still retain benefits to some extent. Course, the adjunct budgets all over NY are cut to almost nothing. oh well...still, for kelsie, its worth asking about first, just in case.