Hitting the hall
In January I turn 26 and when I do I have two options hit whe wall financially or take a risk and take some time to dig myself out.
I have gotten myself into this problem and I will damn well get myself out of it.
As some may know when one turns 26 they have to get their own health insurance if it is more cost effective then staying under parents plan until 31 (which for me it would be cheaper to get my own, kind of f*cked up if you ask me).
Where I am financially this is not really feasible. If I were not bogged down in credit card dept(my stupidity) it would not be such a problem to pay the monthly due or any co-pays I would need. As it is now if I were to get the insurance I would be left with only around $50.00 of my take home pay on a weekly basis. Which is not a whole heck of a lot, hell I'd use more then half that on the co-pay if I did need a doctors appointment.
As such I think I may run the risk and go without health insurance for a period (hopefully less then a year) and pay down my cc and other depts as much as I can in that time frame. Frankly I can't see myself living on $50 a week and not running up additional dept so I may as well run this risk while I am young and relatively healthy.
Posted via m.livejournal.com.
I have gotten myself into this problem and I will damn well get myself out of it.
As some may know when one turns 26 they have to get their own health insurance if it is more cost effective then staying under parents plan until 31 (which for me it would be cheaper to get my own, kind of f*cked up if you ask me).
Where I am financially this is not really feasible. If I were not bogged down in credit card dept(my stupidity) it would not be such a problem to pay the monthly due or any co-pays I would need. As it is now if I were to get the insurance I would be left with only around $50.00 of my take home pay on a weekly basis. Which is not a whole heck of a lot, hell I'd use more then half that on the co-pay if I did need a doctors appointment.
As such I think I may run the risk and go without health insurance for a period (hopefully less then a year) and pay down my cc and other depts as much as I can in that time frame. Frankly I can't see myself living on $50 a week and not running up additional dept so I may as well run this risk while I am young and relatively healthy.
Posted via m.livejournal.com.