Help!
Ok. Need to choose a health plan. Summary: for about $30/more a paycheck ($765 a year - $50 vs $21-ish a check) I can get the better one, where I'm well covered if I end up in a hospital or get pregnant (yeah right) or whatever. Differences beyond hospitalization and max you'd pay no matter what are minimal. Now, if I stay in network (it's Aetna if that means anything to y'all) the most I'd pay per year even if I did get hospitalized would be $2500. ($1000 more than the max for the other one, but it's much more likely I'd hit the max for it if I were to get hospitalized than that I'd hit the $1500 max with the better plan no matter what.) I could pay the $2500 with credit if I really had to, but that would, of course, suck. Now, odds are I won't end up in a hospital anyway. But you obviously never know. So? Opinions? Please?!?!